Category Archive: Small business insurance

Found 764 posts under this category

  • Milepost Joins Truckstop: A New Dawn for Commercial Truck Insurance

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    The trucking industry is about to witness a significant shift in how insurance policies are procured, managed, and serviced. Milepost Insurance Agency LLC, a renowned Berkshire Hathaway enterprise, has recently collaborated with Truckstop, thereby pioneering a new era in trucking insurance for independent owner-operators. Revolutionizing the Insurance Experience The primary aim behind this dynamic partnership […]

  • Navigating Commercial Truck Insurance Premiums in 2023

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    Commercial truck insurance has become a focal point for many in the transportation sector as we delve deeper into 2023. With premiums seeing significant spikes in recent years, stakeholders are asking: Are we approaching a stabilization or even a decrease in these rates? Insights from industry experts provide clarity on this critical concern. Trends in […]

  • Regulatory Changes and Rising Commercial Truck Insurance Costs in California

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    In the wake of the passing of California’s AB5 bill, the trucking industry, including drivers and insurers, face unforeseen challenges. The legislation threatens to severely disrupt contractual trucking gigs, leading to rising insurance costs and potential operational changes. AB5 – A Potential Setback for Owner-Operators AB5, signed into law by Governor Gavin Newsom in 2019, […]

  • Finding Balance in Commercial Truck Insurance: Costs, Value, Services, and Long-Term Benefits

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    Navigating the maze of truck insurance offerings is not just a matter of finding the lowest price. It’s about understanding the nuances of what you’re buying, considering long-term benefits, and ensuring a harmonious relationship with your provider. This article offers a detailed examination of the process, unfolding the aspects of costs, value, services, honesty, and […]

  • New SEC Regulations on Cybersecurity and AI: A Comprehensive Overview

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    In an era where technology is at the forefront of business operations, the U.S. Securities and Exchange Commission (SEC) is taking decisive steps to ensure transparency and ethical practices. On Wednesday, the SEC was set to introduce new regulations that will impact publicly traded companies in two significant areas: cybersecurity and artificial intelligence (AI). These […]

  • 6 Best Malpractice Insurance for Nurse Practitioners for 2023

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    Nurse practitioners have a great deal of responsibility when it comes to patient care. Many nurse practitioners assume that because they work under a doctor and their employer provides some level of malpractice insurance, they’re covered. It may be worth it to purchase your own policy, however. Employer malpractice insurance is to protect the employer, […]

  • 6 Best Warehouse Insurance and Costs for 2023 

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    In the fast-paced world of logistics and supply chain management, warehouses play a pivotal role. They serve as the backbone of industries, storing a wide variety of goods that are integral to our daily lives. However, with such responsibility comes a multitude of risks. From natural disasters and fires to theft and accidental damage, warehouses […]

  • 5 Best Retail Insurance Companies & Costs for 2023 

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    The retail industry can be an exciting and profitable venture. However, it’s also fraught with risks that could potentially disrupt operations and result in significant losses. This is where retail insurance comes in. 5 best retail insurance companies Simply Business: Best for comparing several quotes from top-tier carriers  Simply Business is a leading online insurance […]

  • How Much Does Daycare Insurance Cost in 2023? 

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    In the ever-evolving landscape of childcare, ensuring the safety and well-being of the children under your care is paramount. One crucial aspect of this responsibility is securing comprehensive daycare insurance. This coverage not only protects your daycare business from potential liabilities but also provides parents with the assurance that their children are in a safe […]

  • 7 Best Film Production Insurance, Cost, & Coverage

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    The world of film production is thrilling, dynamic, and filled with creativity. However, it also comes with considerable risks ranging from personal injuries and equipment damage to legal issues. To mitigate these risks and protect the investment, having a comprehensive film production insurance is essential. This article aims to provide an understanding of why such […]

  • The 7 Best Yoga Teacher Insurance Companies for 2023

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    Yoga teachers make a living teaching health and wellness, encouraging clients to stretch their limits, both physically and emotionally. However, sometimes students stretch a little too enthusiastically and they wind up injuring themselves. There are roughly 5,000 yoga-related visits to emergency departments every year. Yoga teachers need to protect themselves with insurance.  The 7 best […]

  • 5 Best Art Gallery Insurance Companies & Costs in 2023 

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    Art gallery insurance is an essential component of operating a successful art gallery. It offers protection for artwork from various risks and helps to ensure the financial stability of the business. Before delving into the specifics of art gallery insurance and why it’s crucial for gallery owners, let’s have a look at the 5 best […]

  • 5 Best Jewelry Store Insurance & Costs in 2023 

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    Insurance is a crucial aspect of running a successful jewelry store. It helps to provide a safety net against unexpected occurrences that might otherwise impact the business adversely. This article explores the different types of insurance available for jewelry stores and why they are essential. 5 best jewelry store insurance companies  As a jewelry store […]

  • 5 Best Hot Shot Trucking Insurance Companies for 2023

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    If you own a business that engages in hot shot trucking, you need to be sure you are covered by the right insurance policy. Hotshot truckers are heroes when brokers and shippers need to have small loads that have to be delivered fast. The drivers specialize in this kind of work and often ship items […]

  • The 6 Best Daycare Insurance Companies for 2023

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    Working with children is so rewarding. The innocent laughter, their curiosity, the way they soak up everything like little sponges. That’s probably why you decided to open a daycare facility in the first place. But, let’s face it—children are prone to accidents. When you started your daycare business, you worked hard to make it successful. […]

  • 5 Best Hardware Store Insurance Companies, Cost, & Coverage 

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    Starting and operating a hardware store involves managing many moving parts, from stocking diverse inventory and maintaining equipment to ensuring the safety of employees and customers. One critical aspect often overlooked is the necessity of adequate business insurance to protect the store from potential risks and liabilities. This article will guide you through the unique […]

  • 4 Best Business Insurance for Smoke, Vape, & Tobacco Shops for 2023

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    The tobacco shop industry is a highly regulated and specialized retail sector. Despite the challenges, it continues to be a thriving business for many entrepreneurs. To protect your investment and ensure your tobacco shop’s long-term success, it’s essential to have the right insurance coverage in place. This article will provide a comprehensive guide to tobacco […]

  • 5 Best Coffee Shop and Cafe Business Insurance & Costs for 2023

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    Running a successful coffee shop involves more than just brewing the perfect cup of coffee. Business owners must also protect their investment and mitigate risks associated with daily operations. Business insurance is essential in providing that protection. This comprehensive guide will cover the different types of insurance policies available to coffee shop owners, the difference […]

  • 7 Best Pharmacist Malpractice Insurance Companies for 2023

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    When most people think of malpractice lawsuits, they think of a high-profile case they might have heard about on the news where a doctor made a major mistake like amputating the wrong leg. But malpractice suits can happen to other health professionals, such as pharmacists. A mislabeled bottle could lead a patient to overdose themselves […]

  • 5 Best Grocery Store & Supermarket Insurance & Costs for 2023

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    Grocery stores and supermarkets are essential businesses that provide food and other necessities to consumers. With a high volume of customers, employees, and perishable inventory, these businesses face unique risks that can lead to significant financial losses. This article will provide a comprehensive overview of grocery and supermarket insurance, highlighting the differences in coverage between […]

  • 6 Best Pharmacy Business Insurance Companies, Cost, & Coverage 

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    Pharmacy businesses play a crucial role in the healthcare industry, providing prescription medications and other health-related products to customers. Like any other business, pharmacies face risks that could lead to financial losses. This article will discuss the importance of having insurance for your pharmacy, the different types of insurance coverage you may need, factors affecting […]

  • 4 Best Pet Grooming Insurance Companies, Cost, & Coverage

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    Running a pet grooming business comes with its own unique set of challenges, and having the right insurance coverage in place can make all the difference. In this comprehensive guide, we’ll walk you through everything you need to know about pet grooming insurance, from why it’s essential to the types of coverage available and how […]

  • 4 Best Florist and Flower Shop Insurance for 2023

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    Owning and operating a flower shop can be a rewarding and fulfilling experience, but it also comes with its fair share of risks. Just like any other business, flower shops need insurance coverage to protect their assets, employees, and customers. In this comprehensive guide, we’ll discuss the various types of business insurance that are essential […]

  • 5 Best Business Insurance Companies for Beer, Wine, & Liquor Stores

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    Running a liquor store can be a lucrative business venture, but it also comes with unique risks and challenges. To protect your investment and ensure the long-term success of your business, it’s crucial to have the right insurance coverage in place. This article will guide you through everything you need to know about liquor store […]

  • 6 Best Dance Instructor Insurance & Costs for 2023

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    Dance instructors play a critical role in teaching, inspiring, and guiding students in the art of dance. However, their profession also comes with potential risks and liabilities that could result in financial loss or legal issues. This article explores dance instructor insurance, covering everything you need to know about requirements, coverage, liability, costs, and the […]

  • Bobtail vs. Non-Trucking Liability Insurance: Do You Need Both?

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    If you are a semi-truck owner-operator, you may need insurance coverages that extend beyond the range provided by the motor carrier with whom you have a contract. The motor carrier will provide insurance that ultimately protects their interests. You should have additional coverages that protect yours.  Do you ever use your truck for personal errands? […]

  • 5 Best Non-Trucking Liability Insurance for 2023

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    Are you a trucker under permanent lease to a motor carrier? Does the carrier company provide your primary liability coverage? Do you use your truck for non-business purposes? If you answer YES to all three of these questions, you might benefit from getting non-trucking liability (NTL) coverage. Non-trucking liability coverage kicks in when you use […]

  • 5 Best Dance Studio Insurance & Costs for 2023

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    Operating a dance studio is a rewarding and creative business venture. However, like any other business, it comes with potential risks and liabilities. This is where dance studio insurance comes into play. In this comprehensive guide, we’ll provide you with all the information you need to know about dance studio insurance requirements, coverage, costs, and […]

  • 6 Best Auto Dealer Insurance Companies, Costs, & Coverage

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    Operating an auto dealership can be a lucrative business, but it also comes with numerous risks and liabilities. Having the right insurance coverage in place is crucial to safeguard your investment and ensure your business’s continued success. This article will explore the various insurance requirements, coverage options, costs, providers, and tips for choosing the right […]

  • 4 Best Pest Control Insurance Companies, Cost, Coverage, & Requirements

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    Running a successful pest control business requires more than just expertise in eliminating pests; it also involves protecting your business from potential risks and liabilities. One essential aspect of safeguarding your business is obtaining the right insurance coverage. This article will guide you through the insurance requirements, coverage options, costs, best providers, and tips for […]

  • 5 Best Commercial Van Insurance Companies & Costs for 2023

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    Commercial van insurance is essential for businesses that rely on vans for transporting goods, equipment, or people. This article will provide an overview of the requirements, coverage options, costs, and best providers of commercial van insurance, helping you make an informed decision when choosing the right policy for your business. 5 best commercial van insurance […]

  • 5 Best Food Cart Insurance & Costs for 2023

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    Operating a food cart business can be an exciting and rewarding venture. However, it’s important not to overlook the need for proper insurance coverage to protect your business from potential risks and liabilities. This article will provide an overview of food cart insurance, including the various coverage types, requirements, costs, and tips for finding the […]

  • CCIP Insurance: Everything You Need to Know

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    Contractor Controlled Insurance Programs (CCIPs) are becoming an increasingly popular risk management solution in the construction industry. Understanding the benefits and drawbacks of CCIP insurance, as well as the differences between CCIP and Owner Controlled Insurance Programs (OCIPs), is crucial for project owners, contractors, and subcontractors. This article will provide a comprehensive overview of CCIP […]

  • Bonded and Insured: How Different Are They? Who Needs Both? 

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    Navigating the world of bonding and insurance can be challenging for business owners and professionals. Understanding the differences between the two is crucial for making informed decisions about protecting your business. In this article, we’ll explore the definitions, purposes, and differences between bonding and insurance, and help you determine if your business needs both. What […]

  • 5 Best Commercial Property Insurance for Nail, Hair, and Beauty Salons

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    Running a successful nail, hair, or beauty salon requires more than just providing top-notch services and creating a comfortable atmosphere for your clients. It also involves safeguarding your business from financial losses due to unforeseen events like natural disasters, theft, or equipment breakdowns. Commercial property insurance is designed to protect salon owners from such risks, […]

  • 6 Best Nail Salon & Nail Technician Insurance for 2023

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    Nail salon owners face many risks operating their businesses every day. Sharp objects, toxic products, slippery floors, and other hazards could cause serious injuries to staff members and customers. These are in addition to the typical risks most business owners face, like fires, weather damage to their storefronts, robberies, and vandalism. The best way to […]

  • 4 Best General Liability Insurance for Nail, Hair, & Beauty Salons 

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    As a salon owner, protecting your business should be a top priority. General liability insurance is a crucial component of that protection. This article will cover everything you need to know about general liability insurance for salons, including requirements, coverage, costs, and best providers. Additionally, we’ll discuss the similarities and differences between general liability insurance […]

  • 6 Best Staffing Agency Insurance & Costs for 2023

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    The staffing industry plays a crucial role in connecting businesses with qualified employees, but it also faces unique risks and liabilities. As a staffing agency owner, it’s essential to understand the various types of insurance available to protect your business. This article will recommend the 5 best providers of staffing agency insurance, provide an overview […]

  • 7 Cheapest Business Insurance Companies for 2023

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    Affordable business insurance is essential for small businesses trying to balance budgets while ensuring adequate protection. However, finding the cheapest business insurance companies can be challenging, and it’s important not to sacrifice coverage quality for cost. This article will recommend the 7 cheapest business insurance  comapnies, discuss the factors affecting business insurance costs,  and provide […]

  • Business Insurance Brokers vs. Carriers: Who is Better & Whom Should I Choose?

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    Choosing the right insurance provider is crucial for the financial well-being and protection of your business. The decision between working with a business insurance broker or directly with an insurance carrier can be difficult, as both options offer distinct advantages and disadvantages. This article will help you understand the differences between brokers and carriers, and […]

  • 5 Best Business Insurance Brokers for 2023

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    Business insurance is a critical aspect of running a successful company, as it helps protect your assets and mitigate potential risks. Navigating the insurance landscape can be daunting, but a business insurance broker can simplify the process and ensure that you have the appropriate coverage for your specific needs. In this article, we will recommend […]

  • Certificate of Liability Insurance: When Do You Need It? How to Get One? 

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    Liability insurance is an essential part of managing risk for businesses and contractors. In this article, we’ll explore the purpose, benefits, and process of obtaining a certificate of liability insurance. By the end, you’ll have a thorough understanding of this critical document and its importance in protecting your business. What is a Certificate of Liability […]

  • 5 Best Gym & Fitness Center Insurance & Costs for 2023

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    Gym insurance is a crucial component of running a successful fitness center or health club. As an owner, it’s essential to understand the various insurance requirements, types of coverage, liability risks, costs, and providers. In this comprehensive guide, we’ll cover everything you need to know about gym insurance to protect your business and its members. […]

  • 5 Best Interior Designer Insurance Companies & Costs for 2023

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    Interior designers face various challenges and risks in their daily work, from meeting client expectations to coordinating with suppliers and contractors. To protect themselves and their businesses, it’s essential for interior designers to have proper insurance coverage. This article will explore the requirements, coverage types, liability concerns, costs, and providers associated with interior designer insurance, […]

  • 6 Best Life Coach Insurance Companies & Costs for 2023

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    The life coaching profession has grown rapidly in recent years, as more individuals seek guidance and support to reach their personal and professional goals. With this growth comes an increased need for life coaches to protect themselves and their businesses from potential risks. Life coach insurance plays a crucial role in safeguarding coaches from the […]

  • Craft Vendor Insurance: Liability, Cost, & Providers 

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    Craft vendors, just like any other business, face various risks and uncertainties. Insurance plays a crucial role in protecting craft vendors from these unforeseen events. This article provides an in-depth guide on craft vendor insurance, covering the various types available, how to choose the right coverage, and addressing frequently asked questions. By the end, you’ll […]

  • 4 Best E&O Insurance Providers for Insurance Agents in Florida

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    Insurance agents in Florida play a critical role in helping individuals and businesses manage risk and protect their assets. However, they are not immune to making mistakes, which can lead to costly lawsuits and damages. Errors and omissions (E&O) insurance, also known as professional liability insurance, can protect insurance agents from these risks. In this […]

  • The 7 Best One-Day Event Insurance Companies for 2023

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    One-day event insurance, also known as special event insurance, is a policy designed to protect your investment in case you need to cancel the event. Most policies cover several cancellation reasons, including the death or serious illness or injury of a key participant in the event. For example, if the groom dies before the wedding, […]

  • Salon and Spa Insurance: Cost, Quotes, Providers, & Coverage 

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    Salons and spas are businesses that offer various beauty and wellness services to customers. While these services can help people look and feel their best, they also come with risks. That’s why it’s important for salon and spa owners to have insurance coverage to protect their businesses, employees, and customers. In this article, we’ll explore […]

  • Beauty Salon Insurance: Cost, Quotes, and Best Providers 

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    Owning and operating a beauty salon can be a rewarding and fulfilling career. However, it also comes with inherent risks that can lead to financial loss and potential legal liabilities. This is why it’s essential for beauty salon owners to invest in insurance coverage that protects their businesses and assets. In this article, we’ll explore […]

  • Beauty and Hair Salon Insurance Quotes: from $29/month

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    Running a beauty or hair salon business can be a fulfilling venture, but it also comes with its fair share of risks. From property damage and theft to customer injuries and lawsuits, there are several potential threats that could affect your bottom line. That’s why having the right insurance coverage is essential for salon owners. […]

  • 6 Best Hair and Beauty Salon Insurance for 2023

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    People take going to the salon for granted. After all, there isn’t much risk in traveling to the salon to get a new hair style or a facial treatment. Or is there? Hair and beauty salon owners assume risk on a daily basis. Salons deal with multiple people daily. Accidents can happen. It’s hoped that […]

  • Food Truck Insurance Requirements: Everything You Need To Know

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    Food trucks have become increasingly popular over the years, offering a wide variety of foods and drinks to customers on-the-go. However, owning a food truck comes with its own set of risks and liabilities. That’s why it’s important to have proper insurance coverage to protect your business and assets. In this article, we’ll explore everything […]

  • How Much Does New CDL Driver Insurance Cost? (2023 Rates) 

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    If you’re a new commercial truck driver with a commercial driver’s license (CDL), you may be wondering how much insurance will cost you. Commercial truck insurance can be expensive, and it’s important to understand why and what types of insurance you need. In this article, we’ll provide information on new CDL driver insurance cost, including […]

  • 6 Best Tow Truck Insurance Companies for 2023

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    Tow truck insurance is a special type of commercial truck insurance. If you operate a tow truck company, you’re probably familiar with the risks of being responsible for both your own truck and the vehicle you’re towing. Here are our recommendations for the 6 best tow truck insurance companies.  The 6 best tow truck insurance […]

  • 6 Best Commercial Truck Insurance in Iowa

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    The trucking industry is critical to Iowa’s economy. In 2019, the trucking industry accounted for $15.2 billion of Iowa’s GDP, or 7.8% of the state’s total economic output. Trucking also supports 86,800 jobs in Iowa, or 7.1% of the state’s total workforce. Commercial truck insurance is critical for the trucking industry. Without adequate insurance, a […]

  • Compare Tow Truck Insurance Quotes Online or Brokers 

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    Tow truck drivers and operators provide an essential service to the public, but their work is not without risks. Towing vehicles is a dangerous job, and accidents can happen even when proper safety measures are in place. That’s why tow truck insurance is critical for any towing business. Tow truck insurance policies can provide coverage […]

  • How to Get Cheap Commercial Truck Insurance in California: 7 Expert Tips

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    As an owner-operator in California, you know that commercial truck insurance is a necessity. But finding affordable coverage can be a challenge. With rates on the rise and coverage requirements getting stricter, it can be difficult to balance the cost of insurance with the need for adequate protection. Fortunately, there are expert tips that can […]

  • 5 Best Commercial Auto Insurance in New York

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    PLUS answers to common questions about commercial vehicle coverage in the state New York state is home to 2.2 million small businesses. Most of those businesses are required by the state to have commercial auto insurance to protect against accidents, injuries, and other incidents that happen while handling job-related duties. Personal auto policies typically do […]

  • Comparing Commercial Auto Insurance Providers in New York

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    Commercial auto insurance is a critical component of protecting your business in New York. It provides coverage for vehicles used for business purposes, protecting both your employees and your assets. But with so many insurance providers and coverage options available, it can be challenging to choose the right coverage for your business. In this article, […]

  • Cost-Saving Strategies for Commercial Auto Insurance in New York

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    As a business owner in New York, you understand the importance of commercial auto insurance. It’s essential to protect your business from financial losses due to accidents, injuries, or other unexpected events. However, commercial auto insurance can be expensive, and it’s essential to find ways to save money without sacrificing coverage. In this article, we’ll […]

  • Commercial Auto Insurance Requirements & Coverage in New York

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    As a business owner in New York, it’s important to understand the different types of commercial auto insurance coverage available to protect your company and its vehicles. Commercial auto insurance is designed to provide coverage for vehicles used for business purposes, such as transportation of goods or employees. Without the right coverage, your business could […]

  • Top 7 Providers of General Liability Insurance in Florida for 2023

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    Florida prides itself on being small business friendly, so they don’t require general liability insurance, although they do require worker’s compensation insurance and commercial auto insurance. You’ll also need general liability insurance if you’re a contractor. Also, Florida has a reputation of being very litigious, so if you own a small business in the sunshine […]

  • Comparing General Liability Insurance Rates in Florida: What to Consider

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    Running a business in Florida comes with its own set of risks and uncertainties. As a business owner, you are liable for accidents and incidents that may occur on your premises or as a result of your products or services. To protect yourself and your business, it is important to have general liability insurance. General […]

  • California Commercial Truck Insurance Requirements: What You Need to Know

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    Commercial truck insurance is a vital aspect of operating a trucking business in California. It is not only a legal requirement, but it also protects your business from financial loss in case of an accident or damage to your vehicle. In California, commercial truck insurance requirements can be complex, and it is essential to understand […]

  • The Importance of General Liability Insurance for Small Businesses in Florida

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    Small business owners in Florida face various risks that could lead to financial losses or legal liabilities. Even with the best intentions and efforts to prevent accidents, mistakes, or legal issues, it is impossible to eliminate all potential risks. That’s why small businesses need to have insurance coverage that can protect them against the financial […]

  • General Liability Insurance Requirements & Coverage in Florida

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    As a business owner in Florida, it’s essential to protect yourself from potential risks and liabilities that may arise from your business operations. One way to do this is by getting general liability insurance. This type of insurance provides coverage for claims against your business for bodily injury, property damage, and personal and advertising injury. […]

  • 6 Best Pressure Washing Insurance in Florida for 2023

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    Nothing cleans quite like a pressure washer. Pressure washers are powerful machines known for using a high-powered flow of water to clean surfaces such as decks or siding. If you’ve noticed mold or dirt and grime on your deck or the exterior of your house, you have likely considered consulting with a pressure washer.  Due […]

  • 6 Best Commercial Truck Insurance in California

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    You may haul things or do work in Los Angeles, San Diego or San Francisco in California, across state lines or long distances. Maybe you’re a new trucker or experienced professional. Perhaps you lease your truck or own a large fleet of them. Maybe you haul refrigerated foods, clothing or heavy equipment. Or run a cement mixer […]

  • Why Owner-Operators in California Need Commercial Truck Insurance: A Comprehensive Guide

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    Operating a commercial truck in California comes with many risks, including accidents, theft, and damage to cargo. As an owner-operator, protecting yourself and your business is crucial. One of the most effective ways to do this is by investing in commercial truck insurance. In this comprehensive guide, we’ll explore why owner-operators in California need commercial […]

  • Do 1099 Contractors in California Need to Have Workers Comp Insurance?

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    In California, 1099 independent contractors are not considered employees by law. Therefore, they’re not required to have workers’ compensation insurance. However, we recommend that all 1099 contractors in California carry their own workers’ compensation insurance policy. Here’s why: As an independent contractor, if you were to get injured on the job and could no longer […]

  • 6 Best Commercial Auto Insurance Companies in California

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    In California, you must have commercial automobile insurance if you drive your car or truck primarily for business or if your company owns a fleet of vehicles. Finding the right provider for this coverage can be challenging. Check out our top five companies providing commercial auto insurance in California, along with the information you need […]

  • Lessors Risk Only (LRO) Insurance: Why You Need It, Coverage, & Cost 

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    As a commercial landlord or real estate investor, you need to protect your property and your tenants. That’s why you should consider getting lessors risk only (LRO) insurance. LRO is a specialized form of insurance that provides coverage for landlords against tenant claims. In this blog post, we will explore what LRO is, what it […]

  • 5 Best Commercial Landlord Insurance Companies for 2023

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    As a commercial property owner, protecting your investment is crucial. One of the best ways to do so is by purchasing commercial landlord insurance. This type of insurance provides coverage against various risks and liabilities associated with owning and renting out commercial properties, such as property damage, loss of rent, and legal liability. In this […]

  • Commercial Renters Insurance: Coverage, Cost, Providers, & More

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    Commercial renters insurance is a type of insurance policy designed specifically for businesses that are leasing commercial space. It provides coverage for damages and losses that a business may experience while operating in a rented space. In this article, we will explore the basics of commercial renters insurance, including who needs it, what it covers, […]

  • 5 Best Workers Comp Insurance in Pennsylvania for 2023

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    If your small business has any employees at all, you need workers compensation insurance in Pennsylvania. Even if you have only part-time workers, even if they’re your own family members, you still need workers compensation insurance—there’s no getting around it. We cover more details around workers compensation insurance requirements, how much it costs, and recommend the […]

  • The 5 Best Workers’ Compensation Insurance in Colorado  

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    There are currently more than 650,000 small businesses in Colorado. If you own a small business in the state, you probably need workers’ compensation insurance. If you have anyone working for you, Colorado law requires you to have it. If you don’t have coverage that meets standards set by the state, you could face significant […]

  • The 5 Best Workers Compensation Insurance in North Carolina

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    North Carolina is home to more than 800,000 small businesses, employing about 1.6 million people. This represents a significant amount of on-the-job risk of injury or illnesses to workers in the state and the small business owners who employ them. It’s one of the reasons that if you own a small business in North Carolina, […]

  • 6 Best Workers Comp Insurance in California for 2023

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    California has the second most expensive workers compensation insurance in the country—only New York has higher rates. This is because the cost of living in California is higher than most areas of the country, so the rates for insurance are similarly high. You’ll need workers compensation insurance if you have even one employee in California. […]

  • Workers Comp Insurance for Contractors & 1099 Employees: Requirements in Different States  

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    Whether you are an employer hiring contractors or 1099 employees, or a contractor or 1099 employee seeking to understand your responsibilities regarding workers’ compensation insurance, this article is for you. Requirements for this coverage vary from state to state, and it’s essential for both employers and workers to stay informed and in compliance with the […]

  • The 7 Best General Contractor Insurance Companies for 2023

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    General contracting can sometimes be dangerous, since you’re providing the bulk of the service for construction projects. A bag of cement could land on your foot, you could fall off a roof while shingling or simply pull your back while lifting something, despite your best efforts to stay safe. Then there are the outside risks […]

  • 5 Best Contractor Insurance in Pennsylvania (PA) for 2023 

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    Contractors in Pennsylvania need insurance coverage to protect themselves and their businesses against potential liabilities. With so many insurance options available, it can be difficult to determine which one is the best fit for your business. This article outlines the 5 best contractor insurance options in Pennsylvania based on factors such as coverage options, affordability, […]

  • 5 Best General Contractor Insurance in Florida for 2023 

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    As a general contractor in Florida, you are responsible for managing various aspects of construction projects, including overseeing subcontractors, ensuring work is completed according to plan and on time, and managing potential liabilities. Having the right insurance coverage is crucial in protecting your business from unexpected losses and lawsuits. With so many options available, it […]

  • 5 Best General Contractor Insurance in California for 2023 

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    As a general contractor in California, it is essential to have the right insurance coverage to protect your business from financial losses. Whether you’re a small or large contractor, you need to make sure you have the necessary insurance to cover your business. In this article, we will be discussing the three best general contractor […]

  • 5 Best General Contractor Insurance Companies in Texas for 2023 

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    General contractors in Texas are required to have insurance to protect themselves and their clients from potential liabilities and financial losses. Choosing the right insurance company can be a daunting task, but with a little research and guidance, it is possible to find the right coverage at an affordable price. In this article, we will […]

  • How Much Does General Contractor Insurance Cost? (2023 Rates)

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    As a general contractor, you work in a somewhat risky industry. Construction sites have a reputation for being host to accidents and injuries. Due to the dangerous nature of the business, you must have appropriate insurance to cover your interests and your employees while on the job. How much does that insurance cost? Continue reading […]

  • Insurance & Bonding Requirements for General Contractors 

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    As a general contractor, obtaining the proper insurance and bonding is essential to protect your business and clients from potential risks and liabilities. Whether you are working on a residential or commercial project, having the right insurance and bonding in place can ensure that your business is covered in the event of an accident or […]

  • 5 Best Handyman Insurance Companies in Texas for 2023

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    Handyman insurance, also known as contractor insurance, is a type of insurance that protects handymen and other tradespeople from financial loss in the event of accidents, injuries, or damage to property while on the job. This type of insurance is important for handymen in Texas because it not only protects their business but also their […]

  • The 5 Best Handyman Insurance Companies in Florida

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    Florida provides plenty of business opportunities for handyman businesses. For the most part, you don’t need a license to work as a handyperson in Florida. However, if you do any extensive plumbing, electrical wiring, or any work in multiple-unit apartment complex, or start getting into construction, Florida requires a license for those jobs.  You’ll need […]

  • How Much Does Nonprofit D&O Insurance Cost? (2023 Rates)

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    The board of directors is responsible for making important decisions on the operation of non-profit organizations. Directors have the authority to develop the strategies and goals of the organization, choose how money is spent, and set pay for employees. Even though many of these people take these positions on a volunteer basis, they are liable […]

  • The 5 Best Candle Business Insurance for 2023

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    Candle business insurance is coverage designed to meet the unique needs of candle makers and sellers. The risks faced by these kinds of operations is significantly greater than most other businesses. After all, they play with fire every day they’re in operation.  Candle business insurance is an important part of protecting your company from the […]

  • The 6 Best Cleaning Business Insurance in 2023

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    You’ve worked hard to establish your cleaning business. Now the next step is to protect your business from financial risks due to lawsuits or property damage.  The 6 Best Providers of Cleaning Business Insurance Here are the best 6 companies offering excellent insurance that you will need as a cleaning business owner.  CoverWallet: Best for […]

  • The 6 Best Church Insurance Companies in 2023

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    Similar to other business types, churches also need business insurance to protect themselves from liabilities arising from managing and running the church business. We are covering all aspects of church insurance in this article. The 6 Best Church Insurance Companies Church insurance might not be the most popular business insurance type. We are studying more […]

  • 4 Best One-Day Catering Insurance for 2023

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    Did you know there are insurance policies geared toward caterers? Whether you are just starting as an independent caterer or you have been in the catering business for a while, you need appropriate insurance. Here we will discuss the following topics regarding insurance for your catering business. 4 best one-day catering insurance companies In the […]

  • 5 Best One-Day Vendor Insurance Companies 

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    While vending is lucrative, inherent hazards are involved, mainly when dealing with food and other related products. Your customers or their visitors may sue you for a variety of reasons, including food poisoning and allergic reactions. Typically, the majority of vendors choose long-term insurance coverage. What if you do not work daily? If you only […]

  • 5 Best One-Day Photographer Insurance Companies

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    One-day photographer insurance refers to a general liability insurance policy that covers the photographer’s liability for 24 hours, which is usually the day of the event where the photographer works. This coverage protects against personal injury and property damage resulting from third-party incidents and lasts only one day or 24 hours. This particular insurance plan […]

  • 6 Best Business Insurance for Medical Offices in 2023

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    As a medical office, it’s crucial to have the right insurance coverage in place to protect your business from potential liabilities and financial losses. With so many options available, it can be overwhelming to determine which insurance company and policy is the best fit for your needs. In this article, we’ll take a closer look […]

  • Why Every Medical Office Needs Business Insurance: A Comprehensive Guide

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    As a medical office owner, you have a lot on your plate. From managing staff and patients to keeping up with the latest technology and regulations, there’s always something to do. But one thing you can’t afford to overlook is business insurance. Without it, you’re leaving yourself open to financial ruin in the event of […]

  • Daycare Liability Insurance 101: What You Need to Know to Protect Your Business 

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    Caring for other people’s children is a huge responsibility. Whether you run a daycare out of your home or in a commercial space, there’s always the chance of a child being injured and property getting damaged. Daycare liability insurance provides financial protection from work-related injuries and accidents and resulting lawsuits. This article explains what you […]

  • Home Daycare Insurance: Liability, Coverage, & Saving on Costs

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    Home daycare is a popular option for parents who are looking for a more personal and intimate childcare setting for their children. It involves providing childcare services in the provider’s own home, rather than in a commercial facility. However, running a home daycare comes with a unique set of risks and liabilities, which is why […]

  • The 6 Best Restaurant Insurance Companies for 2023

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    If you run a restaurant, or are thinking of starting a restaurant business, liability is an issue you’re going to have to face, so you should look into restaurant insurance. A lot can go wrong while running a restaurant: an employee could burn themselves while using a deep fryer, a patron could slip on a […]

  • The Ultimate Guide to Restaurant Liability Insurance: What it is, What it Covers, & How to Reduce Costs

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    When it comes to running a restaurant, there are countless things to consider: menu development, staff management, inventory control, and more. But one thing that should be at the top of every restaurant owner’s mind is liability insurance. In this guide, we’ll explore what restaurant liability insurance is, what it covers, why restaurants need it, […]

  • How Much Does Restaurant Insurance Cost? 2023 Rates & Quotes

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    Chances are, if your business, whether it’s a café, deli, caterer, or fine dining restaurant, serves any type of food or drink, you need food liability or restaurant insurance.  It is important to restaurants and food service businesses to have insurance protection. Coverage is available to protect against almost all of the risks restaurants face. […]

  • Where to Get Restaurant Insurance Quotes: Carriers or Brokers? 

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    As a restaurant owner, protecting your business from potential risks and liabilities is crucial. One way to do this is by obtaining a restaurant insurance quote. But what exactly is a restaurant insurance quote, how does it work, and should you get it from a carrier or a broker? This article explains the details of […]

  • 5 Best Commercial Auto Insurance in Maryland for 2023

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    Every motorized vehicle in the state of Maryland is required to have at minimum liability coverage. Regardless of whether the vehicle is used for personal or business purposes, that is. If insurance policies are canceled or non-renewed for any reason, the insurance company is required to notify the Motor Vehicle Administration that the policy was […]

  • 5 Best Commercial Truck Insurance & Quotes in Colorado for 2023

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    Trucking is a vital industry in the Colorado economy, responsible for the transportation of goods and materials throughout the state. According to the Colorado Department of Transportation, the trucking industry in Colorado generates over $13 billion in annual revenue and employs over 100,000 people. With such a significant economic impact, it’s essential for truckers and […]

  • 5 Best Commercial Auto Insurance in Michigan & Quotes for 2023

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    There are more than 886,000 small businesses in Michigan, employing more than 1.9 million workers. These small businesses must have commercial auto insurance if they use a vehicle for business purposes. Commercial auto insurance is legally required in the state of Michigan.  If you are looking for commercial auto insurance in Michigan, this article shares […]

  • 9 Best Commercial Auto Insurance Companies & Quotes in 2023

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    If you use your vehicles for work, you need to get a commercial auto insurance policy. Your personal auto insurance policy won’t cover the vehicles when you use for business. Commercial auto insurance is necessary when cars, trucks, or vans are used to conduct business. We cover everything you need to know about commercial auto […]

  • 7 Best Commercial Truck Insurance Companies & Quotes for 2023

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    When you run a business that owns, operates, or leases trucks, it’s vital to get appropriate insurance coverage. Commercial truck insurance provides much needed protection in case your vehicle is in an accident or damaged.  7 Best Commercial Truck Insurance Companies It’s hard to find good insurance companies with so many providers competing for your […]

  • Where to Get No Down Payment Commercial Truck Insurance? 

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    Truckers are under financial pressure these days. While demand is high for trucking services, supply chain issues and difficulties in hiring qualified employees are creating cash flow problems for many trucking businesses. Many are looking for ways to gain control over their truck insurance costs. Paying the premiums of an annual truck insurance policy up […]

  • 7 Best Factoring Companies for Trucking in 2023 

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    Choosing which load factoring company to trust with your business is a big decision for any carrier. You must select the company that provides the best benefits for you. This article reveals the top 7 factoring companies based on reputation, along with what you can expect when you do business with them. What is freight factoring? […]

  • 4 Best Employee Benefits Liability Insurance for 2023 

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    In today’s tight job market, more and more small businesses are forced to offer employee benefits to stay competitive with larger companies. And it’s easy for small business owners to make mistakes when administering them. They don’t have extensive human resource departments to handle HR tasks. Mistakes can be costly if they involve employee medical […]

  • 8 Best Small Business Insurance Companies for 2023

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    Small business owners have a million things to do and a limited amount of money. One thing you should never overlook is finding insurance for your small business. It’s important because you don’t want to lose everything you’ve worked for over some small mistake or an unhappy customer. You’ll also need an insurance company that […]

  • 5 Best Hair Salon & Hair Stylist Insurance for 2023

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    Hair salon insurance is an important investment for any salon owner. It helps protect you in various situations, including providing necessary coverage in the event of an accident at your hair salon. For a hair salon owner, it’s critical to understand the differences between the various types of business insurance coverage. It’s also critical to […]

  • 5 Best D&O Insurance Companies for Nonprofits in 2023

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    It is a prevalent misconception that the law shields nonprofit organizations from responsibility, but this is not always the case. In reality, the federal Volunteer Protection Act does not cover all conduct of directors and executives of nonprofits. To protect against their directors’ and officers’ wrongdoings, nonprofits need to have a D&O insurance policy. In […]

  • 5 best professional liability insurance for personal trainers 

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    Fitness professionals who work as personal trainers help their clients lose weight, get in shape, train for sporting events, and recover after injuries. Working closely with people and providing them with professional services and advice puts personal trainers and their livelihoods at risk. That’s why it’s critical for them to get professional liability insurance (also known […]

  • 4 Best Pet Sitting Insurance Companies for 2023

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    Whether you’ve been working as a pet sitter for several years or are just starting out as a part-timer, there is always the potential for things to go wrong. This can include a dog running away or a beloved cat falling ill. If it happens when the client’s pet is under your care, you could […]

  • 4 Best Commercial Truck Insurance Companies in Wyoming

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    No matter your situation, if you depend on a truck or many of them to conduct business, you’ll likely need commercial truck insurance if your operation is based in Wyoming. Finding the right commercial truck coverage in Wyoming can be challenging. This article will reveal the top 4 commercial truck insurance companies in the state […]

  • 5 Best Bobtail & Physical Damage Insurance for 2023

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    Are bobtail and physical damage coverages necessary? It depends on who you ask, but if you want to protect your interests in your truck in the case of an accident, the coverages are worth considering. You are required to carry liability insurance that protects others if they are in an accident with you. But what […]

  • The Best 6 Nursing Malpractice Insurance for 2023

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    In 2017, there were 880 million outpatient visits to hospitals across the United States, most of which most likely had a nurse at one point or another. They perform a wide variety of tasks from conducting exams to checking vital signs to drawing blood for laboratory testing. While these heroes are saving lives every day, […]

  • Top 5 Malpractice Insurance for Therapists, Counselors, & Psychologists

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    As practitioners of the mind, therapists, counselors, and psychologists work with patients to sort out a number of mental and emotional challenges. The main treatment for those who visit a therapist, a counselor, or a psychologist is ‘talk therapy’ in which a patient tries to track down the origins of their unwanted habits, feelings, and […]

  • 6 Best Malpractice Insurance Companies for Nursing Students

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    You’re looking forward to graduation. You’re doing your clinical rotation in some different departments, and you’re glad you’ve chosen nursing. If you’re only a student, why do you need malpractice insurance? You don’t even have your own patients yet! Sadly, as society gets more and more litigious, nursing students may find themselves held accountable for […]

  • 5 Best General Liability Insurance in Iowa for 2023

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    Small businesses are the backbone of Iowa’s economy. According to the U.S. Small Business Administration, there are over 298,000 small businesses in Iowa, which account for 99.7% of all businesses in the state. These businesses create 2 million jobs, or 66% of all jobs in Iowa. While small businesses are an important part of the […]

  • 5 Best General Liability Insurance in Kansas  for 2023

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    Small businesses in Kansas are sued more than their counterparts in other states. The following are some statistics about the lawsuits against small businesses in Kansas:   There are several reasons why small businesses in Kansas should have general liability insurance. First, the odds of being sued are higher in Kansas than in other states. Second, […]

  • 5 Best Videographer Insurance Companies for 2023

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    Videographers work hard to capture their client’s precious memories digitally or on film. The job can be physically and mentally demanding, but it can also be quite rewarding. The physicality of the job leads to several risks. Injuries, dissatisfied clients, and damage to equipment are some of the risks videographers face every day. It’s essential […]

  • 5 Best Commercial Truck Insurance for High Risk Drivers

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    You want to be covered while on the road when driving is your business. However, sometimes drivers are deemed to be high risk. You could pay more for less coverage or face not being covered at all when that happens. This article will discuss who is considered high risk and how that determination affects insurance […]

  • 6 Best Car Hauler Insurance for 2023

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    If you haul cars for a living, you face some unique — and uniquely costly — risks.  Car haulers are ungainly to drive, which makes them prone to accidents. The vehicles they carry are expensive, and with inflation, they cost more every day. This makes them a big target for thieves. The best way for […]

  • 6 Best Owner Operator Truck Insurance for 2023

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    Trucking owner operators have unique insurance needs, which are different depending on whether they’re operating through a permanent lease to a motor carrier or under their own authority.  In this article we’ll explain everything both types of owner operators need to know to get the insurance that’s right for them. We’ll also reveal the 6 […]

  • 6 Best Commercial Truck Insurance for New Drivers for 2023

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    Getting truck insurance for new drivers isn’t easy. First of all, it’s hard to find. Many commercial trucking insurance companies simply won’t provide coverage to anyone with less than several years’ experience driving a commercial vehicle. And even if a new driver is able to get coverage, he or she will pay two to three times […]

  • The 5 Best Business Owners Policy (BOP) Insurance for 2023

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    A Business Owner’s Policy (or BOP Insurance) is important to any small business to cover potential damages and losses when unexpected events happen. A BOP policy includes the coverages of general liability, commercial property, and business interruption in one master policy. If a small business can only afford one insurance policy, it should be a […]

  • 5 Best Commercial Auto Insurance Companies in Colorado

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    There are 630,000 small businesses which employ 1.1M employees in Colorado. Many small business owners are not aware that they can’t use personal auto insurance coverage for a business vehicle. If you get caught using your personal vehicle for business purposes, your insurance company could deny a claim or drop you altogether. If you let […]

  • 5 Best Commercial Auto Insurance Companies in Georgia

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    If you are driving a vehicle for work in Georgia. You know that you must have a commercial auto insurance policy. It is legally required in Georgia. It is more expensive than a personal auto insurance policy, but it will protect you properly when accident happens. The good news is that many companies offer commercial […]

  • 5 Best Commercial Auto Insurance Companies in Ohio

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    Many small business owners are not aware that you can’t use personal auto insurance for a business vehicle. If you get caught using your personal vehicle for business purposes, your insurance company could deny a claim or drop you altogether. If you let your employees’ run errands for you, they need to be insured under […]

  • 5 Best Commercial Auto Insurance Companies in Kentucky

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    According to a report issued by the Kentucky State Police, there were 158,171 vehicle collisions on Kentucky roads in 2019, the most recent data available. Of those, 680 resulted in fatalities. More than 22,000 of them involved injuries and just under 110,000 caused property damage. This is higher than the accident incident rate for the […]

  • 6 Best Food Vendor Insurance Companies for 2023

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    As a food vendor, one of the most important things you can do to protect your business is to educate yourself on food vendor insurance and why it’s essential.  The reason is that without the appropriate food vendor insurance, your company is in danger of facing challenges it may not overcome. These challenges could result […]

  • The 6 Best Personal Trainer Insurance Companies for 2023

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    Health and fitness professionals such as personal trainers, yoga, and pilates instructors need personal trainer insurance for many reasons. Weight machine accidents, slips, and legal fees arising from client’s perceived professional negligence or false advertising could land a lawyer at the doorstep in record time. In this case, professional liability or general liability insurance is […]

  • 6 Best Commercial Auto Insurance Companies in Texas

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    You are required to have commercial automobile insurance in Texas if you drive a car or truck primarily for business reasons or if your business owns a fleet of vehicles. Here are the five top companies providing commercial auto insurance in Texas, along with answers to questions you may have about getting solid coverage at […]

  • Food Business Insurance Costs, Quotes, & Coverage (2023 Rates)

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    Owners and operators of food businesses often divide their time between managerial duties, cost analyses, and routine maintenance. With so much to do and manage, it’s difficult to foresee, prepare for, and prevent accidents from happening. Even if you have a firm knowledge of the ins and outs of running and marketing a successful food […]

  • 4 Best Food Liability Insurance Companies for 2023

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    When you start a food business, whether that’s a restaurant, a food truck, a catering service, or a home bakery (or any other food-oriented business), you need to purchase appropriate food liability insurance. Liability insurance protects you from claims that third parties make against you. It’s commonly included in customized plans for the food industry.  […]

  • The 9 Best Independent Contractor Insurance Companies for 2023

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    There are actually many different types of jobs that fall under the heading of “independent contractor”. An independent contractor could actually be anything—a freelance writer, data entry specialist, computer consultant, tax accountant, or a writer, etc. They all need some sort of independent contractor insurance. The pandemic caused many formerly employed people to strike out […]

  • 5 Best Directors & Officers (D&O) Insurance for 2023

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    Even if you think you have the most solid and upstanding directors and officers on your board of directors, a lawsuit can strike at any time. Shareholders may sue if the company isn’t doing as well as promised or possibly someone misread local pollution ordinances. When a lawsuit comes after your company’s leadership, directors and […]

  • The 3 Best Private Investigator Insurance in 2023

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    Private investigators are an integral part of discovering the truth, comprising of a group of detectives and former law enforcement personnel that use various surveillance methods to investigate computer crimes, conduct pre-employment checks, and a multiple of insurance fraud, workers compensation, and protection cases. This includes infidelity as part of marital disputes in court. As […]

  • The 7 Best Event Insurance Companies for 2023

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    While event insurance is most commonly thought of for weddings, any big event can benefit from having a one-day event policy in place. Event insurance will protect your investment in case you need to cancel the event.  The pandemic had a big impact on event cancellation insurance. Before Covid-19, when people pictured something that could […]

  • 6 Best Dog Walking Insurance Companies for 2023

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    One of the most important aspects of dog walking is that when you walk those furry friends, the owners are trusting you to take care of an animal that’s part of the family. Yet, dog walking can sometimes be a risky venture. Even if you think you did everything right, a leash could tear and […]

  • 6 Best Massage Insurance Companies for 2023

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    Massage insurance is such a specialized type of product, you might not even think about carrying it. However, like just about any profession, you could be liable if something goes wrong. For instance, you could give a massage and someone could come back claiming that they have pain after seeing you that wasn’t there before. […]

  • 3 Best Bartender Insurance for 2023

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    Your friend is getting married. He’s booked a lovely venue for the reception. You did some bartending back in college, so when he asks you to be the bartender at his wedding, you enthusiastically say yes.  But not so fast. Being an independent and private bartender—that is, one not attached to a restaurant or bar—carries […]

  • 5 Best Garage Keepers Insurance Companies for 2023

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    Let’s say you’re the owner of a busy auto repair business. A customer leaves his car for you to work on, and you say you’ll get to it tomorrow. During the night, vandals break all the windows. Who is responsible? If you have Garage Keepers insurance, you’ll be covered and the customer’s windows will be […]

  • 5 Best Handyman Insurance Companies for 2023

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    If you take jobs fixing things up for neighbors or other people in your town, you might not always consider handyman insurance. After all, handyman jobs often feel like a casual side venture, not something you’d go out of your way to insure.   However, say you fixed a roof for someone, and despite your best […]

  • 5 Best E&O Insurance for Insurance Agents in 2023

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    As an insurance agent, you already know what errors and omissions (E&O) insurance is—it’s a policy that protects businesses against lawsuits claiming a business was negligent or in error. You may have even sold this insurance to some of your clients.  The question is, as an insurance agent, do you need errors and omission insurance? […]

  • The 7 Best Wedding Insurance Companies for 2023

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    It’s your big day. You’ve planned everything out, down to the smallest detail. But what if something totally unexpected happens, like the venue you’ve chosen has a fire or there’s a snowstorm and none of your guests can make it to your wedding? That’s what wedding event insurance is for. It protects you from financial […]

  • The 5 Best Event Planner Insurance Companies for 2023

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    As an event planner, you know how to make sure everyone has a good time. You are organized, detail-oriented and meticulous. But what if something goes terribly wrong? After all, people hire you to plan important events for them—in the case of weddings, sometimes the most important event of their lives. That’s why is something […]

  • 4 Best Notary E&O Insurance for 2023

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    A notary public serves as an impartial witness to deter fraud when someone signs important documents. Notaries are used to witness the signing of property deeds, wills, legal documents, etc. and are there to make sure that the signer is who they say they are and are not signing anything under duress.  Why would a […]

  • 6 Best Real Estate E&O Insurance for 2023

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    Real estate agents bring people and the property of their dreams together. Whether it’s the perfect home, the perfect office space or a great investment, real estate agents are in the business of both selling property and selling themselves. After all, your clients place a great deal of trust in you. They like you. Surely, […]

  • 5 Best Appraiser E&O Insurance for 2023

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    Real estate appraiser provides an objective evaluation on the value of a property. Someone might want an appraisal if they’re selling, refinancing, or remodeling a property. Clients also get appraisals for tax assessments, legal matters and lease negotiations.  You might not think someone could sue you for a real estate appraisal, but you would be […]

  • 6 Best Professional Liability Insurance for Consultants in 2023

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    Business consultant can mean many different things. A consultant offers services or solutions to a business that is seeking specialty advice. They are usually experts in the field they work in. Some of the many professions that may work as consultants include: There’s quite a bit of overlap in the first four categories. They can […]

  • 4 Best Home Inspector E&O Insurance for 2023

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    Home inspection is an essential part of the real estate buying process. A home is a huge investment and has an enormous amount of emotions involved. This leaves any mistakes the home inspector makes subject to lawsuits. And that is the reason why home inspectors need Errors and Omissions (E&O) insurance.  Top 4 Providers of […]

  • The 5 Best LLC Insurance Companies for 2023

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    Many small business owners choose to set up their business as an LLC (Limited Liability Corporation) as opposed to a sole proprietorship or corporation. An LLC protects your personal assets such as your house and your car and keeps them separate from your business assets. Setting up your business as an LLC does have advantages, but […]

  • 3 Best Window Cleaning Insurance Companies for 2023

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    Window cleaning doesn’t seem like it’s too dangerous or risky of a business, unless you’re cleaning the outside of the windows on high-rise buildings. However, even if you are just cleaning windows in a residential setting, you could still be held liable for damages if someone feels your cleaning is substandard, you damage property while […]

  • The 4 Best Carpenters Insurance Companies in 2023

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    If you are a carpenter, it’s likely that you’ve put years of effort into training for and obtaining your contractor’s license. You’ve also learned how to manage your small business, whether as an independent contractor or part of a company, and have come to see the importance of having insurance.  Business insurance for carpenters is […]

  • The 5 Best Roofing Insurance Companies in 2023

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    Home contractors around the country are responsible for maintaining, updating, and building onto the properties of their clients. Despite the modern tools and training available to these specialists, like roofers, things can go wrong. Your work schedule may be delayed. A helper might cut corners without telling you. It’s even possible to make a mistake […]

  • The 6 Best Product Liability Insurance Companies for 2023

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    If you are a retailer or manufacturer, it’s possible that the product your company offers may cause damages to your customers and consumers. To protect you and your company from potential law suits, you need to have a product liability insurance policy. Below we’ll look at the top six companies on the small business insurance […]

  • The 6 Best Commercial Property Insurance Companies for 2023

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    Small business owners already know what commercial property insurance is: it protects the space you use for business and the contents within it. Even if you run your business from home, you should consider getting commercial property insurance, as your homeowners or renters insurance won’t cover your business.  What companies should you consider for commercial […]

  • The 9 Best E&O Insurance Companies in 2023

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    E&O insurance is also known as professional liability insurance. This type of insurance protects you in case you make a mistake or accidentally leave something out in your professional capacity. It protects you if a client sues you because something you did or didn’t do resulted in them suffering from a financial loss.  The 9 […]

  • The 10 Best Cyber Insurance Companies in 2023

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    Sometimes it seems like not a month goes by without some major hack that disrupted a large tech company or retailer. According to IndustryWeek, in 2018 alone there was a 350 percent increase in ransomware attacks, a 250 percent increase in business email compromise and a 70 percent increase in spear-phishing attacks in companies. If […]

  • 7 Best Commercial Auto Insurance in Florida for 2023

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    Whether your company owns a single car or an entire fleet, those vehicles need protection in the form of commercial auto insurance. For businesses in Florida, it’s even more important to maintain a high level of coverage in case of an accident involving an uninsured driver. To make your search for the best commercial auto […]

  • 3 Best Garage Liability Insurance Companies for 2023

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    Vehicle related businesses face some unique risks. That’s why there’s coverage — garage liability insurance — that provides specialized protection for them.  In this article, we’ll explain how you can secure coverage along with everything you need to know about garage liability insurance. Top 3 garage liability insurance companies Here are the top three insurers […]

  • 4 Best Amazon Seller Insurance for 2023

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    Amazon has long required its sellers to carry certain forms of business insurance that can pay out on a relatively high level of liability claims from customers. However, it has never really enforced the rule. Recently, that all changed. Amazon is now requiring sellers to meet the business insurance rules they agreed to when they […]

  • 5 Best Commercial Auto Insurance in Massachusetts for 2023

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    If you and your workers use any form of vehicle to do business – whether company-owned, rented, leased, or personal automobiles in Massachusetts, you most likely need commercial auto insurance. It is a necessary safeguard that protects you against losses from the cars, vans, trucks, and other vehicles you use for business. Like in many […]

  • 5 Best E&O Insurance for Financial & Investment Advisors (RIA) for 2023

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    With all the numbers, laws, and regulations associated with the work financial and investment advisors do, it’s easy for them to make mistakes that could result in client lawsuits or regulatory actions. In many cases, the cost of a lawsuit and settlement could be in the six or seven figures. The expenses related to defending […]

  • 5 Best Pressure Washing Insurance for 2023

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    Some source estimates that there are more than 10,500 pressure washers employed in the US. If you own a pressure or power washing business, you and your employees work with the big guns, including all kinds of water blasters and hydro cleaners. You also use solvents, mixtures, liquids, and strong chemicals on your projects. The […]

  • 5 Best Contractors Professional Liability Insurance for 2023

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    Professional liability insurance for contractors is designed for people who offer professional advice or services. This can range from plumbers and engineers to construction workers and general contractors. In addition, it provides financial protection if a lawsuit is brought against you from an unsatisfied client.  This type of professional liability insurance is essential for any […]

  • 6 Best Dump Truck Insurance Companies for 2023

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    There are more than 28,000 dump truck service businesses in the US and it has been growing 2.1% in 2022. With the rise of construction and mining activities, demand for dump truck services has been on the rise. A dump truck company can be profitable and provides an opportunity to make a good life. Operating […]

  • 5 Best Motor Truck Cargo Insurance for 2023

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    Are you a trucker who hauls goods or commodities from place to place?  It can be a very stressful job! That’s because from the time you pick up a load to when you drop it off, you’re responsible for the things you carry. If they’re stolen or damaged while in your care, you’re responsible for […]

  • 5 Best Commercial Auto Insurance in Delaware for 2023

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    Do you own a business in Delaware? Does your business require using a vehicle in the course of daily operations? If the answer to both of those questions is yes, you should explore commercial auto insurance coverage options. 5 best commercial auto insurance companies in Delaware Progressive: Best Overall and the only carrier offering commercial […]

  • 5 Best Commercial Auto Insurance in North Carolina for 2023

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    Commercial auto insurance is an insurance product similar to personal auto insurance that is designed to protect your commercial vehicles, you, and your business in the event of an accident while driving the car for business purposes. Your personal auto coverage won’t cover your commercial vehicle if you or anyone in your company get into […]

  • 5 Best Dump Truck Insurance in Texas for 2023

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    Currently, the average annual salary for a dump truck owner-operator in Texas is $116,42 a year. That works out to about $56 an hour. Unlike a lot of states, Texas does have a lot of regulations surrounding trucking, which makes it very friendly to truckers. They also have cheap (relatively speaking) fuel. They do have […]

  • 6 Best Commercial Truck Insurance in Illinois for 2023

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    Trucking comes with many risks; the road isn’t exactly a safe place to work, and plenty of mishaps can happen. For instance, over 22,000 truck accidents occurred in 2019 in Illinois. Only 22 people were killed in the total number of accidents. However, tractors were involved in 19 of these deaths. Statistics show that accidents […]

  • 6 Best Barber Insurance Companies for 2023

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    It might surprise you that barbers, hair dressers, and hair stylists need insurance—after all, how much liability could there possibly be in hair? The answer is a lot. Barbers, hairdressers, and hair stylists want their clients to look good and to feel confident, so your undoubtedly very careful. On the other hand, you do come […]

  • 6 Best Insurance for Hairdressers Renting a Chair

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    Insurance for hairdressers renting a chair is also called booth rental insurance, which is a type of business insurance that any hairstylist or barber needs if they rent a space, a booth or a chair, inside a salon. There are some types of salons where the owner of the space just rents chairs to hairstylists […]

  • 6 Best Esthetician Insurance Companies 

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    Estheticians perform procedures using dangerous tools and chemicals in busy, risky locations. A single lawsuit from an angry customer could destroy your career and put you out of business.  Whether you’re a medical esthetician, skin care specialist, waxing professional, or spa services provider, you need insurance coverage to protect you against the risks you face […]

  • 5 Best Professional Liability Insurance Companies for Estheticians

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    As skin care specialists, estheticians work with people routinely, giving them advice regarding skin care treatments. Because the service provides recommendations or guidance, an esthetician must have appropriate professional liability coverage.  Professional liability insurance has also been called errors and omissions coverage. It protects you if a client claims your advice caused them harm or […]

  • 6 Best Insurance for Catering Vans in 2023

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    If you have a catering van, you know that you business operation can run into several risks and any of them without insurance protection can bankrupt your business. It is essential that you have the right insurance to protect your business. Read on to find the 6 best insurance companies for catering van business and […]

  • 4 Best Garage Liability Insurance Companies in Florida for 2023

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    Garage liability insurance is a special type of coverage for those who work in the automotive industry. It protects business owners if a third party is injured in the garage or on the property. Businesses like auto body shops, car dealerships, and parking garages all need garage liability insurance. Here are our picks for the […]

  • 5 Best Trucking Physical Damage Insurance for 2023

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    Your truck is your livelihood, your home away from home. As such, you want to provide the best protection you can, so you don’t lose everything in the event of an unforeseen occurrence. Accidents sometimes happen, natural disasters like tornadoes or hurricanes do occasionally damage vehicles, and fires, theft, and vandalism are unfortunate realities. Trucking […]

  • 6 Best Professional Liability Insurance for Engineers for 2023

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    Engineers must get it right one hundred percent of the time. If they fail, human lives, buildings, bridges, and other critical assets could be at risk. Still, even the most careful and by the book engineers and engineering firms make mistakes. These mistakes — whether the result of a bad design, faulty materials, or human […]

  • 6 Best Professional Liability Insurance in North Carolina (NC) for 2023

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    Lawsuits cost North Carolina businesses that provide professional advice and services many millions of dollars every year. The best way to protect the business you’ve worked so hard to build against these costs is to get adequate professional liability (also known as errors and omissions, E&O, or business malpractice) insurance. This article will reveal the […]

  • 5 Best Commercial Property Insurance in New York for 2023

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    If you own a business, you want to make sure your assets are protected. Burglary or theft alone can cost your business a large sum of money. Anything more serious comes with a heftier price tag. Insurance is not the place to cut corners because if you suffer any kind of accident or disaster, you […]

  • 6 Best Commercial Property Insurance in Arizona for 2023

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    If you’re a small business owner in Arizona and own a building or buildings that you conduct business in, lease workspace, or work from home, you likely need commercial property insurance to protect your business location and the things in it.  This article will explain what you need to know to get adequate business property […]

  • 6 Best Commercial Property Insurance in Florida for 2023

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    Florida has a lot going for it for small business owners. Not only does it have miles of beaches, funky art deco cities, and Disney World, but it also has low property taxes and no state income tax. It’s also the nation’s third-biggest state, population-wise, which means thousands of potential customers for your business. On […]

  • 6 Best Tractor Trailer Insurance for 2023

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    Tractor trailer trucks are the lifeblood of the country. Without the men and women driving them, daily products would not make it from point A to point B and eventually into our homes and businesses. We entrust the drivers of these trucks with various cargos and the safety of other drivers sharing the road with […]

  • 6 Best Hairdresser Insurance for 2023

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    Hairdressers have to deal with unique risks not faced by other small businesses: The expenses associated with these things can be large enough to put even an established salon out of business. The best way to protect your salon operation against these costs is to get adequate hairdressing business insurance. This article will reveal the […]

  • 5 Best Blockchain & Crypto Insurance for 2023

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    Cryptocurrencies and the blockchains they’re based on are hot commodity right now. People have heard you can make millions practically overnight by investing in cryptocurrency. Since cryptocurrency is exchanging currency without a bank, there are many risks involved in the cryptocurrency business space. Cryptocurrency insurance is in its infancy, but it has the potential to […]

  • 5 Best CPA & Accountant Insurance for 2023

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    Certified public accountants (CPAs) put themselves at risk because they handle a considerable amount of sensitive information and provide advice about their client’s finances. This is in addition to the risks other business people face. The best way to control these risks is to get adequate CPA insurance. It is also called accounting or accountants’ […]

  • 5 Best Bakery Insurance & Home Bakery Insurance for 2023

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    Regardless if you run a home-based bakery or you have separate location, bakery owners face some extraordinary risks doing their work every day, keeping customers supplied with the baked goods they love. The risks include: These risks could result in repair and replacement costs, medical bills, lawsuits, and settlements expensive enough to put most bakeries […]

  • 5 Best Bobtail Insurance Companies for 2023

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    If you are a truck driver, you already know that you need a commercial trucking insurance policy to protect you and your business. If you work for a trucking company, you are usually covered by your company’s commercial trucking insurance policy. You might think that’s all you need. However, your company’s insurance policy doesn’t provide […]

  • 4 Best Commercial Truck Insurance in Utah for 2023

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    Is your business centered on trucking or dependent on trucks? We get it! That’s pretty standard in Utah. When trucks are central to your operation, it’s essential to take steps to protect them by getting complete insurance coverage. This article explains what Utah-based truckers and trucking businesses need to know to get the right coverage […]

  • The 6 Best Commercial Auto Insurance in Pennsylvania for 2023

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    If you frequently use your vehicle for business purposes, or if your company owns a commercial vehicle in Pennsylvania, you probably need commercial auto insurance. Asides from that the laws of the state make it compulsory, personal car insurance does not cover commercial vehicles. Therefore, business owners in all industries that use vehicles use commercial […]

  • 7 Best Commercial Truck Insurance South Carolina (SC) for 2023

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    Are you looking for commercial truck insurance in South Carolina? You may or may not realize that the regulations for commercial truck insurance vary from state to state, and there are federal guidelines on top of that. It’s crucial that you comply with at least the minimum requirement and maintain insurance for your own protection […]

  • 7 Best New Authority Truck Insurance for 2023

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    Congratulations, you’ve taken the next step in your trucking career and earned the ability to run a business under your new authority. As you progress in your trucking career, you take on more responsibility and face additional risks. Because of this, you need more and different types of insurance coverage. In this article, we’ll explain […]

  • 5 Best Short-Term Truck Insurance Companies for 2023

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    Are you a commercial truck driver or business owner thinking about buying a new or used truck? You may not be aware of it, but you’ll likely need insurance to drive your truck off the lot and get it into service-ready condition. Short-term (or temporary) truck insurance provides coverage for the risks you face driving […]

  • 7 Best New Venture Trucking Insurance for 2023

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    Are you just starting in the trucking business? You may be finding it challenging to locate the insurance you need to protect yourself and your business. Look for new venture trucking insurance companies that specialize in insurance for fledgling trucking businesses. To take some of the guesswork out of shopping for insurance, we’ve created a […]

  • The 7 Best Commercial Truck Insurance Companies in Texas

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    There are 172,000 people working as truck drivers in Texas. 15 out of 1,000 every jobs in Texas belong to truckers. According to the Texas Department of Transportation, the state leads the United States when it comes to fatal truck accidents. More than 13 percent of all fatal trucking incidents in the United States took […]

  • 7 Best Tow Truck Insurance in California for 2023

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    Tow trucking is a risky business, yet it has its rewards. It is one of those businesses where you get to help people when they need help the most. But the joy you give comes with a lot of risks.  For instance, it is said that tow truck drivers are twice likely to be killed […]

  • 5 Best Tow Truck Insurance in Texas for 2023

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    No matter where you are in the US, if you own and operate a tow truck, or if you operate a towing company, you need quality insurance. This guide strives to help you know how tow truck insurance works, what the insurance covers, and how much tow truck insurance costs in Texas. We will also […]

  • 5 Best Tow Truck Insurance in Florida for 2023

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    The insurance needs of tow truck operators are different from other truckers in Florida. Not only do they have to cover their trucks, but they must also secure additional protection for the vehicles they tow, as well. And the state-mandated minimums for mandatory coverage are very complex. Add to this the other perils they face […]

  • 5 Best Dump Truck Insurance in Florida for 2023

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    Dump truck insurance is specialty insurance for those who operate trucks transporting loads of dirt, gravel, sand, or stone. When you operate a commercial truck, you need specialty insurance to ensure you are covered in the unfortunate event of an accident. Through our research, we’ve learned more about dump truck insurance in Florida, including the […]

  • 5 Best Commercial Truck Insurance in Arkansas for 2023

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    Getting the right commercial truck insurance in Arkansas can be challenging. However, answering these questions and others can help guide you to the right coverages and levels. This article will reveal the 5 best commercial truck insurance companies in Arkansas and answer frequently asked questions about the coverage so you can get the right protection […]

  • 5 Best Commercial Auto Insurance in Cleveland, Ohio for 2023

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    Business owners should be aware that if you use your car or truck for business purposes, you’ll need commercial auto insurance. The only exception is commuting back and forth to your job. Any other use usually requires commercial auto insurance. Here are our top picks for commercial auto insurance in Cleveland, OH. 5 best commercial […]

  • 6 Best Commercial Auto Insurance in Oklahoma for 2023

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    Commercial auto insurance is a little different than personal auto insurance. If you use your car or truck for business purposes, you’ll need commercial auto insurance because your personal insurance won’t cover you. Here’s everything you need to know about commercial auto insurance in Oklahoma and our recommendations of the top 6 commercial auto insurance […]

  • 6 Best Commercial Auto Insurance in Arizona for 2023

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    When starting a small business, Arizona is a great place to be. With a low tax rate and a median age of little more than 38, the state is teeming with professionals on their way to work. Because most firms in Arizona are small, there are thousands of company owners doing business in the state […]

  • 6 Best Electrician Insurance for 2023

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    Working on electrical systems, whether in a home or at a business, is risky. Electricians and electrical contractors deal with unique risks because they handle: This is in addition to standard risks that most business owners face, such as property damage or on-the-job injuries. The best way for electricians to control these risks is to […]

  • Progressive Commercial Auto Insurance Review for 2023

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    When looking for commercial auto insurance, you want to choose the best company with the most coverage for the best rates. There is a multitude of companies that provide commercial auto insurance, but none are quite as recognizable as Progressive. Progressive is considered the number one insurer of commercial automobiles in the US. That statistic […]

  • Liberty Mutual Commercial Auto Insurance Review for 2023

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    Commercial auto insurance is a must if you use a vehicle to execute business tasks. Whether you are a florist delivering flowers in a single van or a commercial truck driver who runs an entire fleet, you need commercial auto insurance. Choosing the right coverage from the right company can seem somewhat overwhelming.  In this […]

  • 5 Best Flooring Contractor Insurance for 2023

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    Small businesses need appropriate insurance to cover them from the daily risks they face. As a flooring contractor, you face a variety of risks daily. From injuries to property damage, losses can happen to anyone at any time. Injuries can happen to a bystander, an employee, or the contractor himself. To help protect you from […]

  • 7 Best E&O Insurance for Tax Preparers for 2023

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    As a tax preparer, attention to detail is a must to succeed in your business. You want to provide the best service possible to all of your clients. However, everyone has a bad day now and again. That’s why we recommend that you invest in an errors and omissions insurance policy.  The 7 best E&O […]

  • 5 Best E&O Insurance in Florida for 2023

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    As someone who provides a professional service, you must have the right insurance coverage to protect your business from potential lawsuits. Errors and omissions insurance coverage is valuable coverage that protects professionals from the fallout of costly mistakes.  The 5 best E&O insurance companies in Florida We researched errors and omissions insurance companies; the following […]

  • 6 Best E&O Insurance in Texas for 2023

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    Even if you’re careful and run an utterly buttoned-up business in Texas, mistakes and unintentional errors happen. If a client or customer believes a mistake or error made by you or an employee while providing services resulted in a financial loss or other harm, they can — and likely will — sue you.  Errors and […]

  • 5 Best E&O Insurance for Nonprofits for 2023

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    You may think that you don’t assume any risks as a nonprofit. However, you assume more risks than a for-profit business does in the same ways. Because there are risks with running any business, you should consider purchasing insurance to protect yourself and your nonprofit organization.  The 5 best errors and omissions (E&O) insurance for […]

  • 6 Best E&O Insurance in California for 2023

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    According to the US Small Business Administration (SBA), California had 4 million small businesses as of 2019. While small businesses accounted for 99.8 percent of all businesses in the state. If you are one of these business owners in California, you will agree that mistakes are unavoidable. Even with the best practices, some errors can […]

  • 6 Best Media Liability Insurance for 2023

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    The truth: The possibility for a media company making mistakes and errors and getting sued over them can be even greater than for many other professions. The cost of lawsuits and settlements can be high — enough to put a small media company out of business. The best way to control these risks and costs […]

  • 5 Best Tech E&O Insurance Companies for 2023

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    Have you heard of E&O insurance? It’s also known by the term errors and omissions or professional liability or sometimes malpractice insurance. If you are running a technology consulting or an IT consulting business, or if you are an independent IT consultant, you’re wondering if you need E&O insurance, or you would just like a […]

  • The 5 Best Business Interruption Insurance for 2023

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    Income stream is like blood for a business. Running a business successfully means that you ensure the income stream is healthy and growing. However, sometimes you can’t control this due to catastrophic events. This is why you need a business interruption insurance policy for your business. It will cover your business’s income loss in such […]

  • The 10 Best Workers Compensation Insurance Companies for 2023

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    Workers Compensation Insurance is required by state law in all states, except Texas. It is a crime in many states if you don’t have it. It protects you as a small business owner from potential law suits and provides your employees medical costs and potential wage loss when they get injured at work. Getting workers’ […]

  • Top 6 Workers Comp Insurance for Independent Contractors for 2023

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    Most people know that worker’s compensation is a necessary type of insurance to pay if you’re an employer. It’s state law in all states, except Texas. Or if you’ve ever been employed, you might have heard about how you’re covered in your benefits by worker’s compensation. What most people don’t think of looking up is […]

  • The Cheapest Workers Compensation Insurance for 2023

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    Workers compensation insurance protects your employees if they suffer a work-related illness or injury. Furthermore, almost every state requires workers compensation insurance, and many of them require it even if you only have one employee. The only exception is Texas, where workers compensation insurance is optional. Different states have slightly different rules, so it’s important […]

  • Top 6 Workers Compensation Insurance in New York for 2023

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    If you own a business in New York, you probably already know that rates for workers compensation insurance are the highest in the country. Workers compensation insurance pays for medical costs should your employee become injured or fall ill while on the job. It’s required in New York, so you should consider getting a quote […]

  • Top 6 Workers Compensation Insurance in Florida for 2023

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    If you own a business and you have more than four employees in Florida, you’re required to carry workers compensation insurance. Workers compensation insurance protects you and your employees if they should get injured or become ill on the job. Since you want to pay as little as possible with the least amount of hassle, […]

  • 6 Best Workers Compensation Insurance in Georgia for 2023

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    If you run a small business with employees in Georgia, you are going to need workers’ compensation insurance. This essential protection ensures your staff will receive regular paychecks even if they can’t work. It also pays for their medical bills if they get injured at work. The only problem is finding a quality insurance provider […]

  • 4 Best Workers Comp Insurance in New Jersey for 2023

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    More than 884,000 small businesses operates in New Jersey. Collectively, they employ more than 1.8 millions workers. If you run a small business in New Jersey and have any employees at all, including part time and seasonal, you are legally required to have workers compensation insurance for your employees. Without it, you may face criminal […]

  • 4 Best Workers Compensation Insurance Companies in Texas for 2023

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    There are 2.8 million small businesses in Texas. Collectively, these 2.8 million businesses employ 4.8 million workers. If these workers are injured in their jobs, workers compensation insurance will pay for their medical costs and lost wages. Without workers compensation insurance, either small businesses have to pay for these expenses or workers have to pay […]

  • Do I Need Workers’ Comp Insurance for Myself? (2023 Update)

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    We’ve all heard of workers’ compensation insurance. It’s insurance designed to protect the employer in the event of a work-related accident or illness. Technically, it also protects the employee from the costs of medical bills following a work-related incident.  What about sole proprietors and independent contractors? Do they need workers’ comp insurance? What protects them […]

  • Buy Workers Comp Insurance: What You Need to Know (2023 Update)

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    In 2015 B.C., the first workers’ compensation laws in history were passed in ancient Sumer, which is present-day Iraq. It took several thousand years for Wisconsin to pass the first comprehensive workers’ compensation law in the United States in 1911. Mississippi was the last state to pass workers’ comp legislation in 1948. Between those milestones […]

  • 6 Best Workers Comp Insurance in Las Vegas, Nevada for 2023

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    Las Vegas has low business taxes, which is one reason why it’s a great place to own a small business. If you have even one employee in Nevada, you are required to have workers’ compensation insurance. Here’s everything you need to know about workers compensation insurance in Las Vegas.  The 6 best workers comp insurance […]

  • 5 Best Workers Comp Insurance in Houston, Texas 2023

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    Workers’ compensation insurance is designed to protect workers when they have been injured on the job. The policies also protect employers from being sued by a disgruntled employee who blames the company for their injury. Workers’ compensation rules vary by state, so it’s essential to learn the regulations where you live. Today, we’re looking at […]

  • Travelers Workers’ Compensation Insurance Review 2023

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    Workers’ compensation insurance is coverage designed to protect workers who have been injured or made ill while working. Each state has its own regulations regarding workers’ compensation insurance. Currently, Texas is the only state that doesn’t require employers to have these policies.  Workers’ compensation protects the employer as well as the employee. The protection for […]

  • 6 Best Workers Comp Insurance for Illinois Contractors for 2023

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    Illinois law requires that all firms with employees have workers’ compensation insurance, with a few exceptions. This coverage covers workers who are injured on the job with medical benefits. While the laws are clear for most companies in Illinois, Workers’ comp insurance for Contractors can be difficult to understand sometimes. Therefore, we are here to […]

  • 6 Small Business Insurance in Minnesota for 2023

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    Minnesota was ranked the 7th best state to start a business for the second year in a row by CNBC. It’s also the highest ranked midwestern state in the country. CNBC looked at things like infrastructure, the cost of doing business, life and health, and the economy. Minnesota offers a good mix of urban and […]

  • How Much Does Commercial Property Insurance Cost? (2023 Rates)

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    The moment when you finally lease a new office space is richly rewarding and exciting. Your business is a credit to you and all of your hard work. In order to protect your business and your business space, you’ll want to look into commercial property insurance.  That way, if the worst should happen, your business […]

  • How Much Does Carpet Cleaning Insurance Cost? (2023 Rates)

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    It can seem counterintuitive to need insurance if you run a carpet cleaning business. It doesn’t exactly sound like the highest risk profession in the world. However, there are situations where you could be held liable if something goes wrong. For instance, if you accidentally ruin the carpeting you’re cleaning, someone could seek damages to […]

  • E&O Insurance Cost for Different Professionals (2023 Rates)

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    Errors and omissions insurance is also known as professional liability insurance. E&O provides protection against claims of negligence or mistakes made against you by clients. How much errors and omissions (E&O) insurance costs varies by profession due to the types of liabilities each profession is exposed to. Any profession that gives advice or provides a […]

  • How Much Does Workers Comp Insurance Cost in 2023?

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    The cost of a workers compensation policy depends on several factors. This could be where your business is located, how many employees you have, or whether your business is considered high-risk for injury. Because workers comp laws vary from state to state, businesses may pay more or less depending on their location in the US. […]

  • How Much Does Contractor Insurance Cost? (2023 Rates)

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    Contractors face more — and more serious — on-the-job risks than people in almost any other industry. Whether you own an electrical, excavation, plumbing, HVAC or any other type of contracting business, you know that accidents and other incidents can happen to you, and the people who work for you, any place, any time. Things can […]

  • Business Insurance Costs for Different Coverages (With 2023 Rates)

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    There are so many things to figure out when you launch a new business. How to make your product stand out, how to increase revenue, how to lead with vision. Getting business insurance is not a fun part of starting a business, but it is necessary. You don’t want to overpay for the business insurance policies […]

  • How Much Does Business Hazard Insurance Cost? (2023 Rates)

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    Business hazard insurance is one of the most popular coverages that all small businesses need to have. The good news is that it isn’t too expensive. You can find a good business hazard insurance policy from a reputable company at $60 a month. But it can also be as expensive as $200 a month. Make […]

  • How Much Does LLC Insurance Cost? (2023 Rates)

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    Have you set up your small business as a limited liability company (LLC) because you’re risk adverse and want to protect your personal assets against business related lawsuits and other issues? Maybe you’re thinking about structuring your small business as an LLC. Getting business insurance for your LLC is another step to further protect your […]

  • How Much Does Handyman Insurance Cost? (2023 Rates)

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    Handymen do a lot more than just putter around clients’ homes fixing things. They often work with dangerous tools, do tasks at significant heights, carry heavy items, and perform duties around expensive, fragile, and breakable items. These are just a few of the risks faced by handymen and women every day. Note: We are using […]

  • How Much Does Semi Truck Insurance Cost? (2023 Rates)

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    Just like other big purchases, owning or operating a semi-truck can be a good investment if you have enough business and adequate insurance coverages. Driving a semi-truck can be dangerous and should accidents occur, it will be very costly without insurance coverages. Experienced truckers should expect to pay $18,000 to $30,000 a year for their […]

  • How Much Does Box Truck Insurance Cost? (2023 Rates)

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    Anyone into trucking will agree the business is more dangerous now than it was in the past. Box trucks are one of those trucks mostly affected by huge risks. Trucks in this category are best described as the heroes of the haulage and transportation industry. They pick up where rail and tractor-trailer shipments leave, transporting […]

  • How Much Is The Average Monthly Semi Truck Insurance Cost? (2023)

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    If you own a commercial trucking company or if you are an owner-operator of a semi truck, insurance is an expense that you can’t avoid. At least it can’t be avoided if you want to continue hauling freight. Whether you’re just getting started in the business, or you’re an experienced trucker, you’ll likely want good […]

  • How Much Does Tow Truck Insurance Cost? (2023 Rates)

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    Tow truck insurance is a type of commercial truck insurance that must be customized based on a few factors. A good insurance company will know exactly how to assess your towing company’s needs and assist you with finding the appropriate policy for your business.  How much does tow truck insurance cost? Premiums for tow truck […]

  • How Much Does Professional Liability Insurance Cost? (2023 Rates)

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    The phrase “mistakes happen” is a common one. Unfortunately, not all mistakes are worth the same. For professionals, mistakes can cost lots of millions, and in some cases, it could mean the loss of lives.  Even then, it’s still almost impossible to prevent errors once in a while. Mistakes are part of our existence, and […]

  • How Much Does Garage Keepers’ Insurance Cost? (2023 Rates)

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    Garage keepers’ insurance is must-have coverage for any company that takes custody of a customer’s car. Vehicle theft in the US has been on the increase lately. Some studies also show that even though about 20% of these vehicles are sometimes returned, some are returned with damages that cost 1,400 dollars on average. Depending on […]

  • How Much Does Bobtail Insurance Cost? (2023 Rates)

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    Semi-trucks and trucks are large vehicles that may inflict significant damage to cars, houses, and other people if engaged in an accident. Bobtailing, which is driving a truck without a trailer attached to it, is even considered riskier and harder than driving a full truck. Unlike full trucks, bobtails may be more difficult to stop, […]

  • How Much Does Commercial Auto Insurance Cost? (2023 Rates)

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    Cars are important for business. Some businesses like transportation and food delivery cannot do without cars. For these business owners that need vehicles to run their business, keeping these cars on the road is crucial to business and keeping their livelihoods. Sadly, accidents, theft and natural disasters can happen at any time. These issues can […]

  • How Much Does California Workers Comp Insurance Cost? (2023 Rates)

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    California is one of the states with the highest cost of workers’ compensation in the US after New York. This is because of the state’s high cost of living, high administrative costs, and high medical fees.  California is also one of the states with high permanent disability claims. That means companies must invest in the […]

  • How Much Is Business Owners’ Policy (BOP) Insurance Cost? (2023 Rates)

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    A business owner’s policy (BOP) is one of the most common types of small business insurance protection. It’s also one of the most misunderstood. And one of the least understood aspects of BOPs is how much they cost.  This article will explain what you need to know about business owners’ policies — and their costs […]

  • How Much Does Small Business Insurance Cost? (2023 Rates)

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    Businesses have always been the strength of the great American economy, irrespective of size. But they require a lot of hard work to flourish. Unfortunately, there are various events, both within and outside of your control, that might bring your company to its knees before it has a chance to develop. That is why small […]

  • How Much Does D&O Insurance Cost? (2023 Rates)

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    Members of boards of directors and the officers working for companies face the risk of lawsuits from shareholders and others over their business decisions and practices. Most people won’t work as a director or officer for a company that doesn’t protect them against these types of lawsuits with directors and officers (D&O) insurance. This article […]

  • How Much Does Product Liability Insurance Cost? (2023 Rates)

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    If your business manufactures, distributes, or sells products, you could be sued if an item is misused or malfunctions and injures someone, or causes property damage. The same could be true if someone eats or drinks something you produce or sell, and it makes them ill. Product-related lawsuits can be costly, even if your business […]

  • How Much Does Business Liability Insurance Cost? (2023 Rates)

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    There are several choices when it comes to business insurance. One of the most commonly needed and purchased is business liability insurance. Business liability insurance is sometimes called general liability insurance or general liability insurance and professional liability insurance combined in one policy. Liability insurance helps protect businesses from being held responsible for injuries or […]

  • How Much Does Startup Business Insurance Cost? (2023 Rates)

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    Insurance is one of those crucial things that startups must have, and the reason is obvious. Startups are inherently susceptible to failure. Statistics show that over 90% of startups fail in the United States. Sadly, about 10% of these failures happen within the first year.  While many things add up to the failure of startups, […]

  • How Much Does Builders Risk Insurance Cost? (2023 Rates)

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    Building construction is a costly yet rewarding investment. You will have to pay for materials, equipment, professional services, and labor that might total hundreds, if not millions of dollars. However, in the course of these projects, builders face some unique risks that other professionals do not face. Builders’ risk insurance is meant to mitigate these […]

  • How Much Does Cyber Liability Insurance Cost? (2023 Rates)

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    According to a recent study, two out of five cyber attacks are targeted at small businesses. More than half that were a victim of one were put out of business because of it. How can you prevent this from happening to you? Implementing sound cyber security procedures is one way. However, no level of protection […]

  • How Much Does Amazon Seller Insurance Cost? (2023 Rates)

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    Do you sell products on Amazon? Then you’re likely required to get Amazon seller insurance. This article will reveal the cost of Amazon seller coverage and explain what you need to know to purchase the right Amazon seller insurance protection for you. How much does Amazon seller insurance cost? Based on a comprehensive review of […]

  • How Much Does Catering Insurance Cost? (2023 Rates)

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    Caterers occupy a unique position in the foodservice industry and, as a result, have unique insurance requirements. It’s fast-paced; you’re constantly on the move, reacting to the unexpected in real-time. It is easy to plan the perfect event on paper, but in reality, things can change right in front of your eyes at any time. […]

  • How Much Does Liquor Liability Insurance Cost? (2023 Rates)

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    Wherever people drink alcohol, there is always a possibility of accidents happening. Even if it’s a formal event with courteous guests, there would always be some accidents. If you are lucky, it might be simple accidents like broken glasses, and in some cases, it can be as bad as fights that may lead to serious […]

  • How Much Does Auto Repair Shop Insurance Cost? (2023 Rates)

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    Running an auto repair shop exposes you, your company, and others to various dangers. But with auto repair shop insurance, you can gain protection against the majority of them. A potential lawsuit is the most serious risk you may face. If you are found responsible for damages, the costs can be very high, on top […]

  • Professional Liability Insurance Cost for Consultants? (2023 Rates)

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    Consultants provide advice and services for their clients. Even the most careful and by-the-book consultants can make mistakes and get sued. These lawsuits are often for millions of dollars, enough to put a consultant out of business.  That is why it’s crucial to protect the consultancy you’ve built with professional liability or errors and omissions […]

  • How Much Does Business Renters Insurance Cost? (2023 Rates)

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    Are you thinking of renting an office, store, warehouse, or other business property? Many business owners make the mistake of thinking the landlord takes care of the insurance to cover it. The truth: Your landlord will likely require you to get business renters insurance before you sign a lease. This article will reveal the cost […]

  • How Much Does Electrical Contractor Insurance Cost? (2023 Rates)

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    Working with electricity comes with inherent risks, whether you are a contractor at a large manufacturing facility or run a small business out of your garage. The simple truth is that the risks of the industry require notice. Protect yourself or your employees from tremendous out-of-pocket costs if an accident should occur.  Electrical contractor insurance […]

  • How Much Does HVAC Contractor Insurance Cost? (2023 Rates)

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    When an air conditioner breaks down on an uncomfortably hot day, you’re in high demand as an HVAC contractor. But all those won’t stop your clients from throwing unexpected lawsuits your way if you do not protect yourself with quality insurance when property damage or injuries occur. Keeping customers’ homes warm, cool, and free of […]

  • How Much Does Business Interruption Insurance Cost? (2023 Rates)

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    Every company needs to make money to survive. However, natural disasters and other perils can easily force you to close temporarily, preventing your company from earning money and jeopardizing its survival. Do you know that over 25% of businesses that close after disasters never reopen? This occurs because these businesses fail to plan when their […]

  • How Much Does Commercial Umbrella Insurance Cost? (2023 Rates)

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    Running a business comes with several risks. Sometimes, it pays to be extra sure that your business is safe from every possible risk. Commercial umbrella insurance offers you that extra edge to ensure that your business continues to grow.  This piece will consider the cost of this insurance policy and how it works to protect […]

  • How Much Does Salon Business Insurance Cost? (2023 Rates)

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    Running a salon business all by yourself can be challenging. However, you can reduce the challenges by not worrying about making mistakes that can sink your company. While it’s impossible to make mistakes, buying business insurance, particularly beauty salon business insurance, can help cover the damages and costs of these errors.  Buying a salon business […]

  • The 5 Best Plumbing Insurance Companies for 2023

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    Plumbers get called when something is going dramatically wrong in someone’s home. The  homeowner is anxious, probably upset and not entirely reasonable. Plumbers need to protect  themselves and their businesses from claims by homeowners, not to mention the fact that  plumbing can be dangerous.   Top 5 plumbing insurance companies  We research more than 20 companies […]

  • The 6 Best General Liability Insurance in Colorado for 2023

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    General liability insurance is a necessity for most small businesses. It protects you from accidents that can occur at your business. For example, you need to have a lot of general liability insurance if you own or operate a company that may cause injuries, such as a restaurant, construction company, repair shop, and more. With […]

  • 5 Best General Liability Insurance in Massachusetts for 2023

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    More than 700,000 small businesses employ about 1.5 million employees in Massachusetts, which accounts for 45.5% workforce in the state. The overall growth of small business in 2019 was 2.5%, which was down from 3.3% in 2018. 89% of employees working in the construction industry in Massachusetts work for small businesses. Only workers compensation insurance […]

  • 6 Best Box Truck Insurance Companies for 2023

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    Depending on whether you own a box truck to transport your own goods or you’re a for-hire trucker, you may require different types of box truck insurance. In this article we’ll explain what you need to know to get all the right box truck insurance for your situation and reveal the 6 best insurers for box […]

  • How Much Does Cleaning Business Insurance Cost ? (2023 Rates)

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    No matter what kind of cleaning services your business offers, you’re handling other people’s property, much of it highly valuable. It’s easy to damage something while you’re cleaning it.  Think about it: Can you afford to pay to replace a valuable antique, piece of clothing, or carpet if you or someone who works for you […]

  • 6 Best Malpractice Insurance for Physician Assistants for 2023

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    You’ve worked hard to graduate and become a Physician’s Assistant. Naturally, you’ll want to protect yourself from mistakes and malpractice claims, which seem to multiply every year. What companies are worth getting a quote from? Who are the best providers of malpractice insurance?  The 6 Best Providers of Malpractice Insurance for Physician Assistants We gathered […]

  • 7 Best Malpractice Insurance for Physical Therapists in 2023

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    Physical therapists are responsible for helping injured or ill people recover their mobility and ease their pain. It’s a lot of responsibility, especially with your hands on the patients some of the time. Accidents can happen, and sometimes physical therapists can get sued. Should you carry your own malpractice insurance? With the average cost of […]

  • 6 Best Social Work Malpractice Insurance Companies for 2023

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    Social work isn’t one of those professions most people associate with lawsuits. After all, social workers are there to help people, so it seems unlikely on the surface that they’d be sued. However, malpractice lawsuits can happen to social workers, too. So below we’ll look at the scenarios where social work malpractice insurance comes into […]

  • 6 Best Professional Liability Insurance for Veterinarians for 2023

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    Every business faces liability risks associated with clients getting hurt accidentally. Veterinary professionals who provide veterinary care for animals should be aware that they risk being sued for veterinary malpractice during the course of their careers.  You may have to pay a significant amount of money for attorney fees and damages. This claim would be […]

  • How Much Does Veterinary Liability Insurance Cost? (2023 Rates)

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    Working around ill, anxious, or skittish pets puts veterinarians at unique risk. One of the primary ways to limit risk is by getting veterinary liability and other insurance coverage. This article will explain veterinary liability insurance (often referred to as general liability insurance for veterinarians), how much it costs, and other coverages veterinary professionals typically […]

  • The 7 Best Medical Malpractice Insurance Companies in 2023

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    Lawsuits against the medical field are something you hear about quite frequently. You hear about it from ads talking about legal compensation for failed medical implants to news stories about doctors who are sued for completing a procedure improperly. As a doctor, even if you work for a hospital, you may not be fully covered […]

  • Top 6 Providers of Dental Malpractice Insurance for 2023

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    You’ve most likely heard of medical malpractice insurance. But you can also find products that are specific to dental malpractice claims. These often cover dentists or dental hygienists. So below we’ll look into what dental malpractice insurance is, how much it costs, and where you can find it. Top 6 Providers of Dental Malpractice Insurance […]

  • 6 Best Legal Malpractice Insurance Companies for 2023

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    It seems counterintuitive that lawyers would need to source their own malpractice insurance.  After all, do the people filing the malpractice suits really get sued themselves? Lawyers themselves can actually be sued for a number of reasons: claims of negligence, breach of confidentiality, administrative errors, missing filing deadlines, and professional misconduct. And as any lawyer […]

  • 6 Best Providers for Cheap Chiropractic Malpractice Insurance in 2023

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    According to the American Chiropractic Association, more than 35 million people visit chiropractors every year. These people come from all walks of life and all age groups for treatment of neuromuscular disorders, primarily through adjustments. While chiropractors are highly trained and careful in their application of therapeutic treatments, there can still be accidents and injuries […]

  • Top 10 Malpractice Insurance Companies for 2023

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    You have many options when it comes to finding malpractice insurance. A type of professional liability insurance, most major small business insurers offer some sort of malpractice insurance coverage. To help you find the best options, we’ve outlined the 10 best malpractice insurance companies below. 1) Proliability: Best for buying process  Proliability has been in […]

  • Malpractice Insurance Costs by Specialty (2023 Rates)

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    Malpractice insurance is a type of professional liability insurance. Malpractice insurance most often applies to healthcare workers and lawyers. This type of insurance protects you if you are sued to have made any mistakes that harm a client or a patient.  Different professions might cause different types of risks in their work, therefore malpractice insurance […]

  • 5 Best Malpractice Insurance for Police Officers for 2023

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    Incidents of police misconduct — and trials related to these incidents — have been making the news across America. That’s left many police officers asking what they can do to protect themselves against the risk of getting sued over how they do their job. One option is to purchase a personal police malpractice insurance policy […]

  • 5 Best Indiana Lawyer Malpractice Insurance for 2023

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    Lawyers in Indiana face more professional risk than people in virtually any other profession in the state except healthcare. A simple misinterpretation of the law, piece of bad advice, or unfavorable legal decision could result in a client lawsuit.  Even if your legal practice is diligent, detail-oriented, and tries to get everything right, it could […]

  • 6 Best Lawyers Malpractice Insurance in Massachusetts for 2023

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    Massachusetts doesn’t require that lawyers carry malpractice insurance, but it is highly recommended just in case you are named in a malpractice lawsuit. As an attorney, you know both how frequent malpractice claims are and how fickle judgments can be. Professional liability insurance, or malpractice insurance, is a good protection.   6 best lawyers malpractice […]

  • 5 Best Lawyers Malpractice Insurance in Arizona for 2023

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    The uptake of liability claims against legal professionals makes malpractice insurance more important than ever. Some states don’t require that lawyers carry malpractice insurance. Yet, it’s a wise practice to do regardless of your state’s requirements. Mistakes happen, and malpractice insurance is a tool you can use to protect yourself if you make a mistake […]

  • How Much Does Legal Malpractice Insurance Cost? (2023 Rates)

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    We’ve all heard of medical malpractice, and we all know it’s a situation in which a doctor or other healthcare professional makes an error during patient care. Did you know that other professional career fields also have malpractice rules? The legal field, for example, refers to malpractice as either professional liability or errors and omissions.  […]

  • How Much Does Medical Malpractice Insurance Cost? (2023 Rates)

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    Professionals working in the healthcare industry make mistakes, especially in stressful situations.  Medical professionals are careful people — and they care deeply about their patients — but they can make mistakes. However, a minor error can result in a significant issue for a patient and their family. They often sue the medical professional who made […]

  • 4 Best Lawyer Malpractice Insurance in Kansas for 2023

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    Professionals in any field should maintain appropriate insurance to cover themselves and their employees should anything go wrong in a business capacity. For many professionals, that insurance is called errors and omissions or professional liability insurance. For an attorney, that insurance is called legal malpractice insurance. We decided to research how lawyer malpractice insurance is […]

  • 5 Best Medical Malpractice Insurance for Aesthetics for 2023

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    Despite your best efforts, things do not always go as planned. A dissatisfied customer who claims you injured them or made a mistake spells costly trouble. In addition to potentially being responsible for any compensation, you will also incur legal fees.  Aesthetics malpractice insurance will protect your reputation, bank account, and stress levels. It covers […]

  • The 5 Best Business Insurance for Law Firms for 2023

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    Lawyers are used to protecting and defending people and businesses against the legal risks and threats they face. The reality is that lawyers and law firms face as many — or more — risks as their clients.  From typical business risks like fires, workplace accidents and theft — to law firm specific ones like malpractice […]

  • 6 Best Workers Comp Insurance Companies in Utah for 2023

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    Most employers in Utah are required to carry workers’ compensation insurance. It provides benefits to employees if they are injured or become ill for job-related reasons. It helps pay for medical treatment, covers partial lost wages, and much more. This article reveals the top 6 workers’ comp insurance companies in Utah and explains everything you […]

  • 5 Best Business Insurance for Dental Offices for 2023

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    From caring for patients to storing sensitive dental, insurance and payment records online, dental practices face a wider range of risks than almost any other type of business. Many businesses only have to purchase insurance for simple things like property damage and employee injuries. Dentists typically need coverage for a wide range of risk including […]

  • The 6 Best Business Insurance for Startups for 2023

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    Many owners of startup businesses don’t think they need business insurance because their operation is too small.  Nothing could be further from the truth. Startups, especially in their earliest phases, may have less to lose than more established businesses, but when something unexpected happens to them, they could risk losing everything. It’s the reason why […]

  • The 6 Best Business Insurance in Florida in 2023

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    According to a report in Business News Daily, Florida’s state economy is the fourth largest in the United States. The Sunshine State’s annual small business growth rate regularly outpaces the U.S. average. Small businesses make up a huge part of the Florida economy. More than 99 percent of all the companies in the state are […]

  • The 7 Best Small Business Insurance in Texas for 2023

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    Small business owners in Texas may be relieved to discover that Texas does not mandate very many types of insurance, except commercial auto, if you use your car to conduct business, and that’s about it. But just because Texas doesn’t require small business insurance doesn’t mean you don’t leave yourself vulnerable to being sued if […]

  • The 6 Best Business Renters Insurance for 2023

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    Business renters insurance includes any policy or combination of policies that protect small businesses that rent commercial property against certain losses and damages. This can include many types of property including offices, storefronts, garages, storage facilities, warehouses, and more. In this article, we’ll reveal the top 5 renters insurance providers along with what makes each […]

  • The 7 Best Small Business Insurance in California for 2023

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    California is one of the best places to do business, especially startups. According to the Small Business Administration (SBA), there are about has 4.2 million small businesses in the state. Those small businesses account for about 99.8% of all companies in the state, employing up to 7.3 million people.  California’s thriving economy makes it an […]

  • The 7 Best Small Business Insurance in Ohio for 2023

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    According to the United States Small Business Administration (SBA), small businesses make up a huge  part of Ohio’s economy. There are almost 950,000 of them, which represents 99.6 percent of all companies in the state. Smaller companies in Ohio employ 2.2 million workers, which is more than 45 percent of the state’s workforce. The one […]

  • The 6 Best Home-Based Business Insurance for 2023

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    Entrepreneurs and other small business owners often run their operations from home. A common mistake many of them make is to rely on their homeowners insurance to protect their home based businesses. Unfortunately, homeowners insurance only covers injuries, damages, and lawsuits for incidents related to your family, personal visitors to your home, and property you use […]

  • 6 Best Business Insurance in Pennsylvania for 2023

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    Pennsylvania has much to offer small businesses. Pennsylvania is strategically located about halfway between New York City and Washington, D.C., and has one of the lowest costs of living in the Northeast. Although it ranks a dismal 41st on a list of the top states to start a business in, Pennsylvania is trying to grow […]

  • 5 Best Lawn Care Business Insurance Companies for 2023

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    Lawn care services are required by all sorts of people and businesses. Having a gorgeous façade to a home or property makes it more appealing to anyone who visits. However, those with lawn care businesses need insurance to ensure they are protected. It helps in situations where claims are made by homeowners or an accident […]

  • 7 Best Business Insurance in Michigan for 2023

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    According to the United States Small Business Administration, Michigan is home to almost 870,000 small businesses. They make up 99.6 percent of all businesses in the state. They employ 1.9 million people, which is 49.1 percent of the people working in the state.   The one thing all these small businesses share in common is that […]

  • 7 Best Business Insurance in New Jersey for 2023

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    New Jersey is an excellent place to start or grow a business. Its location in the Northeast United States offers access to several lucrative consumer markets. Moreover, the state is situated near an outstanding transportation system to move goods and people. In addition, New Jersey is known for having one of the most skilled and educated […]

  • 7 Best Business Insurance in Arizona for 2023

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    The Grand Canyon State is well-known for its breathtaking views, but Arizona is also a hive of business activity. The state is home to over 500,000 businesses, and that number is growing at a rate of nearly 3% per year. Small businesses are critical to Arizona’s economic well-being accounting for more than 97 percent of […]

  • 6 Best Small Business Insurance in Colorado for 2023

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    Colorado has been recognized as one of the finest places to do business in the United States because it is exceptionally business-friendly and a magnet for expanding firms and startups. The U.S. Chamber of Commerce’s annual assessment had ranked Colorado in the top ten for its talent pool, business climate, infrastructure, and economic performance. More […]

  • 7 Best Business Insurance in North Carolina for 2023

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    North Carolina is an extremely friendly state for anyone who wants to start a small business. It has low corporate taxes compared to other locations in the United States. It’s also a fantastic location for finding talented hires, so entrepreneurs are far from uncommon. Add in state incentives and workforce development, and it’s no surprise […]

  • 7 Best Business Insurance in Georgia for 2023

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    According to the United States Small Business Administration (SBA), small businesses make up a very large part of the Georgia economy. There are approximately 1.1 million of them, which represents 99.6 percent of all companies in the state. Smaller operations in Georgia employ 1.7 million workers, which is more than 43 percent of the state’s […]

  • 7 Best Business Insurance in Illinois for 2023

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    According to the United States Small Business Administration (SBA), small businesses make up a considerable part of the economy in Illinois. There are approximately 1.2 million of them. Smaller businesses in Illinois employ 2.4 million workers or more than 46 percent of the state’s workforce. The one thing all small businesses in Illinois share in […]

  • 6 Best Welding Business Insurance for 2023

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    Welding can be a hazardous industry. According to SafetyCulture.com, over half a million workers are exposed to health and safety risks from welding each year in the United States. Safe work practices, proper training, and equipment maintenance help reduce the risks, but welders still need appropriate insurance. What kind of insurance should welders have, and […]

  • 7 Best Small Business Insurance in New York for 2023

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    Work-related accidents and incidents happen all the time. In a litigious state like New York, it’s essential for small business owners to protect themselves against lawsuits and the other risks they face. The best protection they can get is complete business insurance coverage. Not having the right types of insurance — and enough of each […]

  • 7 Best Small Business Insurance in Washington State for 2023

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    According to the Small Business Administration, Washington has over 630,000 small businesses. These small businesses together employ more than half of the state’s workforce. If you own one of these businesses, you should consider several types of business insurance to protect yourself from various work-related incidents.  But then, getting business insurance is not as difficult […]

  • 8 Best Business Insurance Online for 2023

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    Like many online experiences, buying small business insurance on the internet can be extremely different, depending on the insurer, the types of insurance they offer, their value propositions, and their online experiences. This article with reveal the 8 best business insurance online companies, what they’re known for, and the pros and cons of each. Can […]

  • 6 Best Small Business Insurance in Maryland for 2023

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    Maryland is a great place to start a small business. It’s located within spitting distance of our nation’s capital, Washington D.C. and many high-profile leaders and lawmakers live in Maryland. Maryland also offers an educated and skilled workforce and an excellent education system.  Maryland has many advantages when it comes to launching a small business, […]

  • 5 Best Small Business Insurance Companies in Nevada for 2023

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    Nevada is a great state to start a small business. Nevada has a low tax rate and a low cost of living, plus it has over 40 million visitors every year. That’s 40 million potential customers flocking to enjoy the warm weather and friendly people in the Silver state. What doesn’t Nevada have? It doesn’t […]

  • 6 Best Ecommerce Business Insurance Companies for 2023

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    Even though e-commerce companies operate in the virtual universe, they face some significant real-world risks. While it’s not possible to eliminate all the risks faced by virtual sellers, it’s possible to gain control over them by purchasing the right insurance coverage. This article reveals the 6 best business insurance companies for e-commerce businesses, along with […]

  • 6 Best Camera Insurance Companies for 2023

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    If you work as a photographer, or even if it’s just your favorite hobby, your equipment is a significant investment. Have you thought about what would happen if your equipment were stolen, lost, or destroyed? Whether you run a business or you have a habit of carrying your camera with you everywhere, insurance for your […]

  • How Much Does E-commerce Business Insurance Cost? (2023 Rates)

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    Running an e-commerce business can be tricky. You want to make as much profit while avoiding issues that can come with it. One way to do that is to get the right insurance policy. Some business partners like Amazon or Walmart actually require you to have insurance coverage for your e-commerce business before allowing you to […]

  • Vendor Insurance Costs & Quotes (2023 Rates)

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    How much does vendor insurance cost? That’s a question that many business owners have, but not many people know the answer to. That’s because the cost of vendor insurance can vary greatly depending on the coverage you choose, the company you buy it from, and other factors. That said, there are some general ballpark ranges […]

  • 7 Best General Liability Insurance for Contractors for 2023

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    Any general contractor has a never-ending list of items on their to-do list. One thing you should never overlook is buying general liability insurance. General liability insurance protects you and your business. Without general liability insurance, you would incur the costs of any lawsuits brought against your business. We recommend the top 7 companies providing general […]

  • Cheapest General Liability Insurance for Contractors in 2023

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    If you run a business, one of the main concerns can be keeping your overhead low so that you can turn a profit easier. As such, liability insurance can feel like a luxury because it only covers you in those “what if” scenarios. However, you don’t have to break the bank finding cheap general liability […]

  • How Much Does Carpentry Insurance Cost? (2023 Rates) 

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    As a carpenter, you see the dangers of constructing and creating. Despite your best efforts, accidents can happen in carpentry. Clients may reject your warnings and fall on your equipment, causing significant harm. New employees may drop a power tool and break a client’s antiques. Another contractor involved in remodeling fails to give you all […]

  • How Much Does Landscaping Insurance Cost? (2023 Rates)

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    The job of a landscaper comes with gratification but not immediately. You go through the rigors of working with mother nature to transform outdoor areas into lush havens. However, once the job is done, your expertise leaves behind beautiful sites valued by everyone, especially your client. As interesting as the job is, there is always […]

  • Top 7 General Liability Insurance in New Jersey for 2023

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    Generally speaking, New Jersey is a great place to own a small business. There are numerous financing programs, tax breaks, and incentive programs to help small business owners. On the other hand, anti-discrimination laws and workers compensation laws are some of the strictest in the nation. Where can small business owners get the general liability […]

  • The 6 Best General Liability Insurance for LLCs for 2023

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    Do you own a small business that is also a limited liability company (LLC)? While this form of business does provide some protection for your personal assets, your LLC will definitely require insurance coverage in case the worst happening. If you are new to business ownership or finding insurance, the best place to start is […]

  • How Much Does General Liability Insurance Cost in 2023?

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    Business owners are often advised, if you only get one type of insurance, it should be general liability insurance. Let’s see how much general liability insurance costs small businesses.   How Much does General Liability Insurance Cost? Of course, one of the most important things you’ll want to consider when choosing your coverage is cost. […]

  • 5 Best General Liability Insurance in Georgia for 2023

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    There are more than 176,000 small businesses in Georgia. About 1.7 million people work for small businesses in Georgia, accounting for 43.1% of Georgia workforce. The average payroll per employee working for a small business in Georgia is $47,100. Workers’ compensation insurance and commercial auto insurance are required by laws in Georgia. Even not legally […]

  • 5 Best General Liability Insurance in Ohio for 2023

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    More than 949,000 small businesses are operating in Ohio. Collectively, they employ 2.2 millions employees in the state of Ohio, which accounts for 45.8% total workforce in Ohio. Similar to other states, only workers compensation insurance and commercial auto insurance are required in Ohio. However, general liability insurance is an essential business insurance that all […]

  • 4 Best General Liability Insurance in Maryland for 2023

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    Small businesses employ more than 1.1 million workers in Maryland, which accounts for more than 50% of all workers in the state. If you are one of the 594,000+ small businesses in Maryland, you should consider buying general liability insurance, even it is not legally required. In Maryland, only workers compensation insurance and commercial auto […]

  • 6 Best General Liability Insurance in Louisiana in 2023

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    There are more than 457,000 small businesses in the state of Louisiana. They employ more than 905,000 workers in the state, which accounts for 53.8% of the state’s workforce. If you run a small business in Louisiana, you know that commercial auto insurance and workers compensation insurance are required. Even general liability insurance isn’t required […]

  • 6 Best General Liability Insurance in Illinois for 2023

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    General liability insurance isn’t usually required, but many small businesses in Illinois do carry it. Nationwide general liability insurance is almost a standard for companies because it provides essential protection against one of the most common types of lawsuit, a slip and fall suit brought by injured customers. Of course, general liability insurance also provides […]

  • 6 Best General Liability Insurance for LLCs for 2023

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    Do you own a small business that is also a limited liability company (LLC)? While this form of business does provide some protection for your personal assets, your LLC will definitely require insurance coverage in case of the worst happening. If you are new to business ownership or finding insurance, the best place to start […]

  • 6 Best General Liability Insurance in Pennsylvania for 2023

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    In 2018, the number of non-fatal accidents that occurred at your work locations in Pennsylvania was about 156,500. Interestingly, about 87% of these incidents happened at privately owned business outfits. As a business owner, an accident at your workplace can cause a lot of trouble. Such incidents may result in lawsuits and high recovery costs, […]

  • The 6 Best General Liability Insurance in Minnesota for 2023

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    General liability insurance is essential coverage for all businesses irrespective of their size. Although it is not compulsory in Minnesota, getting one can protect you from a range of costly incidents. Therefore, as a small business owner in Minnesota, you should consider getting general liability insurance for financial and legal reasons. This article will explain […]

  • 7 Best General Liability Insurance in Utah for 2023

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    Despite being a relatively small state when it comes to population, Utah is a giant when it comes to small businesses. The state has just over 300,000 small businesses according to the United States Small Business Administration (SBA). They make up more than 99 percent of all the state’s companies, one of the highest percentages […]

  • General Liability Insurance Cost for Contractors (2023 Rates)

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    General liability insurance costs for contractors depend on many factors including the policy limit, deductible, insurer, business location or locations, level of risk, type of contracting work, and many other factors. Insureon, a leading digital insurance broker, estimates that general contractors pay a median monthly premium of about $90, or $1,090 per year, for general liability […]

  • General Liability Insurance Cost for LLCs (2023 Rates)

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    Owners of Limited Liability Companies (LLCs) often have the mistaken impression that the legal structure protects them from lawsuits and other business threats and risks. The truth is that it may protect your personal assets from business lawsuits, but your LLC still faces the same risks as corporations and other types of businesses. That’s why […]

  • The 6 Best General Liability Insurance in Alabama for 2023

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    As a business owner in Alabama, you should consider getting general liability insurance to protect your business against various risks related to your daily operations. Choosing to run a business without this essential insurance may result in costly lawsuits and recovery costs that might be too much to bear. According to the Bureau of Labor […]

  • 6 Best General Liability Insurance in Michigan for 2023

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    Small businesses are essential to the economy of Michigan and employ millions of people. The state doesn’t require general liability insurance, but many clients and employers do. It can protect your business from lawsuits that can lead to bankruptcy. Below are six of the best general liability insurance companies in Michigan to choose from. The […]

  • 5 Best General Liability Insurance in Hawaii for 2023

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    There are more than 132,000 small businesses in Hawaii, employing more than 275,000 employees. The top 3 industries for small businesses are accommodation and food services, healthcare, and constructions. Small businesses face a lot of risks and challenges. Some can be mitigated by the right business insurance policies. General liability insurance is the most popular […]

  • How Much Does Texas General Liability Insurance Cost? (2023 Rates)

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    Texas has been named the best state for business for the 17th year in a row. That’s great news if you’re a business owner in Texas. What makes Texas so special? Things like no corporate or personal income tax, a stable regulatory climate, and a young skilled workforce make Texas a fantastic place to launch […]

  • Buy Cheap General Liability Insurance Online (2023)

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    General liability insurance is probably the most popular policy for small businesses. Nowadays, most small business owners manage part of their businesses online, especially the financial and insurance services. That’s the reason why small business owners may prefer to buy business insurance online as well. Buying general liability insurance online is convenient, fast, and cheap. […]

  • What Does General Liability Insurance Cover? (2023 Update)

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    General liability insurance is essential insurance coverage for small businesses. It covers you from specific legal claims. This article will attempt to simplify general liability coverage for you. We will cover the following topics: What does general liability insurance cover? General liability insurance protects your business from certain legal claims. These include bodily injury, property […]

  • How Much Does California General Liability Insurance Cost? (2023 Rates)

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    California is one of the best places to do business in America. There are over 4 million small businesses in the state that employs about 7.2 million people. That’s about 50% of the entire workforce in the state.  That thriving economy makes CA great for any business that wants to succeed. Successful businesses need to […]

  • 6 Best General Liability Insurance in Connecticut for 2023

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    Small businesses are critical to Connecticut’s economic well-being. These companies with less than 500 employees employ about 97.2 % of all workers in the state. If you own a small business in Connecticut, this information will assist you in understanding Connecticut Commercial General Liability insurance and protecting your business and personal assets from legal claims […]

  • 6 Best General Liability Insurance in Oregon for 2023

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    General liability insurance is designed to protect businesses against claims of bodily injury or property damage and a few other specific issues. Incidents requiring the use of general liability insurance are unpredictable and can happen at any time while you are operating your business. If these incidents occur at your place of business, you can […]

  • 6 Best General Liability Insurance in Kentucky in 2023

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    All businesses have their risks. Depending on your profession, these risks can sometimes cause problems that might lead to heavy lawsuits or damages. This is why you should consider having general liability insurance for your Kentucky business.  Besides, some businesses in Kentucky need this policy to obtain contracts. If you wonder how it all works, […]

  • 4 Best General Liability Insurance for Restaurants for 2023

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    General liability insurance is a necessary component of any successful restaurant business. With the policy, you get to pay a monthly premium, so you don’t have to worry about your business being harmed by accidents. This insurance will also assist you in dealing with these issues as they arise, allowing you to focus on running […]

  • General Liability Insurance Cost for Restaurants (2023 Rates)

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    General liability insurance is a necessary component of any successful restaurant business. With the policy, you get to pay a monthly premium, so you don’t have to worry about your business being harmed by accidents. This is a five-minute guide to help you find out the cost of general liability insurance for restaurants. It also […]

  • 6 Best General Liability Insurance in Wisconsin for 2023

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    Things are looking up in Wisconsin! While the Badger state usually ranks close to the bottom on lists of the best and worst states to start a business, recently ratings have improved quite a bit. In fact, Wisconsin ranked 19th for startup survival rate in 2020. That means if you start a business in Wisconsin, […]

  • 5 Best General Liability Insurance in Kansas City for 2023

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    Kansas City is one of the best places to do business in the United States. The city is home to over 60,000 companies that are primarily small businesses. According to Missouri law, these businesses may be held accountable for any personal harm or property damage caused by their negligent services, company operations, or personnel. Sadly, […]

  • 6 Best General Liability Insurance in Arkansas for 2023

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    Over 255,000 small enterprises are located in Arkansas, accounting for over 90% of the state’s firms. 490,680 people are employed by these small businesses in Arkansas with less than 500 workers. Company owners may not always be aware of liability risks resulting from their business operations. Each individual who owns a property is susceptible to […]

  • 4 Best Liquor Liability Insurance for 2023

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    If you serve liquor to other people in any capacity, a restaurant or bar owner, a party or event host such as a wedding, or a bartender, you are potentially held liable for the damages that your intoxicated customers may cause without being aware of it. In such cases, in order to protect yourself and […]

  • 7 Best General Liability Insurance in North Carolina (NC) for 2023

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    Small businesses make up 98% of North Carolina’s business climate, and they employ 46% of the state’s private workforce. While North Carolina only requires workers compensation and commercial auto insurance, small businesses who work with the public should definitely consider getting general liability insurance. For one thing, North Carolina courts have rewarded large settlements to […]

  • 6 Best Catering Insurance for 2023

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    Caterers face some of the same risks as many foodservice businesses. They also face some unique ones of their own. The best way to control these risks is to get adequate insurance coverage. This article will explain what you need to know to get the right catering insurance to protect your business, employees, clients, and […]

  • 6 Best Photographer Insurance Companies for 2023

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    Photographers rely on expensive equipment to take memorable pictures. They often travel long distances to challenging locations to get the best shots. This puts them at significant risk. One of the best ways to control risk is to get adequate insurance protection.  This article reveals the best insurers for photographers for different reasons and what […]

  • 6 Best Photographer General Liability Insurance for 2023

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    As a photographer, you deal with people and spaces all day, every day. What would happen to your business if someone accused you of damaging their property? Or if your clients are not very happy with the final product you deliver and decide to use you because they believe it is sub-standard due to your […]

  • 5 Best Vendor Liability Insurance Companies for 2023

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    There are several benefits to being a vendor and running a vending business. First, vending is a great way to make money. Vendors can typically charge higher prices for their products than those in traditional retail stores, and they do not have to pay rent or other overhead costs. Second, vending is a very flexible […]

  • How Much Does Plumbing Insurance Cost? (2023 Rates)

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    Plumbers face significant risks. However, purchasing insurance coverage to protect against those risks may not be as expensive as you think. This article will reveal the cost of different types of insurance plumbers typically purchase and explain the factors that impact those costs. How much does business insurance for plumbers cost? Plumbers pay on average […]

  • 5 Best Commercial Auto Insurance in Tennessee for 2023

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    Ask yourself:  The answer to these questions for most Tennessee small business owners is NO. It’s why they must get commercial auto insurance to protect their interests. This article will reveal the 5 best commercial auto insurance companies for Tennessee businesses and answer some of the most commonly asked questions about the coverage so you […]

  • How Much Does Bakery Insurance Cost? (2023 Rates)

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    Are you considering combining your love of baking with your business acumen? Before you hang your open sign, you should consider your insurance needs. Choosing the right insurance for your bakery is crucial to protect you from the losses you could face should there be an accident in your kitchen or simply on your property.  […]

  • 6 Best Painters and Painting Business Insurance for 2023

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    I don’t mean to frighten you, but painters face more risks than they think. Beyond paint drips or wrongly chosen colors, painters face the risks of damaging expensive customer property, getting injured on the job, becoming involved in severe vehicle accidents while driving for work, and more.  The best way to protect your painting business […]

  • How Much Is The Average Commercial Auto Insurance Cost? (2023 Rates)

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    You likely know that you need specific insurance coverage to protect your business as a business owner. Is commercial auto insurance one of those coverages? Commercial auto insurance covers any damages, injuries, or expenses resulting from an accident during work hours or during business endeavors.  The average commercial auto insurance cost per month The average […]

  • 7 Best Business Insurance in Wisconsin for 2023

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    The one thing that Wisconsin small business owners have in common — whether medical professionals or pet groomers, boutique owners or contractors — is that they face risks doing business every day. The best way to control those risks is with adequate small business insurance. This article will reveal the 7 best business insurance companies […]

  • 6 Best Business Insurance in Houston, TX for 2023

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    Houston, Texas, is the United States’ fourth largest city. As a result of its size, it’s not surprising that it has a diverse talent pool that contributes to its very favorable business climate.  From 2018 to 2020, Space City has seen over 760 business expansions and relocations. Your business will likely see huge growth and […]

  • The 5 Best Food Truck Insurance Companies for 2023

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    Food trucks have certainly become a booming business over the last several years. They seem to show up at every major event and are a common fixture in urban areas. In fact, food trucks grew an average rate of 7.9 percent per year from 2011 through 2016. However, combining food services with a commercial vehicle […]

  • 5 Cheap Commercial Truck Insurance Companies for 2023

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    Whether you’re a trucker trying to insure a single vehicle, a construction company that needs coverage for a cement mixer and other equipment or a hauler trying to cover a fleet of trucks, you’ve probably experienced sticker shock when it came time to get estimates for coverage. Depending on the kinds of trucks you need […]

  • How Much Does Commercial Truck Insurance Cost? (2023 Rates)

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    If you drive a truck for business or run a trucking business, you will need commercial truck insurance. Commercial truck insurance is expensive. The average cost of commercial truck insurance is $15,000 per year. This rate can be affected by the insurance company you’re using, the coverage limits and the deductibles of the policy, the […]

  • 6 Best Commercial Truck Insurance in New York for 2023

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    Commercial trucking comes with several risks. Approximately 130,000 people are injured in accidents related to commercial trucks every year. Approximately 70% of these accidents result in only property damage, while approximately 22% involve injuries to others or truck drivers. Accidents involving commercial trucks in New York can be costly, with the average payout for a […]

  • Truck Insurance Min Requirements in Different States (2023)

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    Every trucking business in the U.S is required by FMCSA and state laws to have insurance policies. Most of these requirements are the same in every state (liability limits) which are regulated by federal laws, but some specific requirements are peculiar to some states.  We have done our research and come up with the minimum […]

  • 6 Best Commercial Truck Insurance in Louisiana for 2023

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    Semi-trucks and trailers are critical in the transportation industry. These massive vehicles enable businesses to transport their goods cheaply and quickly from one location to another. However, it is a dangerous business for both drivers and owner-operators. Each year, thousands of fatal accidents involving large trucks occur.  Statistics from 2018 show that 8% of accidents […]

  • Top 6 Commercial Truck Insurance Brokers for 2023

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    Any business that operates, owns, or leases trucks needs to have the correct insurance coverage. Commercial truck insurance is available from hundreds of companies, which can make it hard to be sure you’re choosing the right policy for your needs and budget. One way to quickly view quotes from several companies is by using commercial […]

  • 5 Best Semi Truck Insurance Companies for 2023

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    As someone who owns a semi-truck business, you need to be sure you’re protected with the appropriate insurance products. Semi-truck insurance is offered for those who drive across the country, haul loads across a state, or even make shorter trips from one side of a city to the other.  Nobody wants to be left dealing […]

  • How Much Does Dump Truck Insurance Cost? (2023 Rates)

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    According to the U.S. Department of Transportation, about 500,000 truck accidents occur on the nation’s highways each year. Unfortunately, many of these accidents that involve dump trucks can be fatal, leading to death and property damage.    These accidents cause a lot of problems for business owners in this industry.  That’s because dump trucks are costly to […]

  • 5 Best Log Truck Insurance Companies for 2023

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    Log hauling is one of the riskiest types of trucking. One of the best ways to manage those risks is by getting the right insurance coverage to protect your livelihood. In this article, we’ll explain everything log haulers need to know to purchase the right coverage for them at a fair price.  PLUS, we’ll reveal […]

  • 5 Best Occupational Accident Insurance for Truckers for 2023

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    Truckers are exposed to many risks on the road. If you employ independent contractors to drive your trucks, you need occupational accident insurance. This type of insurance covers a driver for any injuries sustained while performing their work. It’s like workers’ compensation insurance, only for drivers not otherwise covered. Here are the five companies we […]

  • What Is The Average Truck Insurance Cost Per Month? (2023 Rates)

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    A commercial truck is any truck that is used routinely for work purposes. Usually, when people say, “commercial truck,” they refer to a van, a box truck, or a semi-truck. However, even a pickup truck can be considered a commercial truck in some instances.  A truck, even a pickup truck owned by a business, can […]

  • 6 Best Commercial Truck Insurance in Massachusetts for 2023

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    Truckers are the life’s blood of this nation. Without trucks and commercial trucking, we wouldn’t have groceries on the shelves, we wouldn’t be able to shop online, and if our car breaks down, we would be out of luck. Commercial trucking insurance helps drivers stay safe and stay on the road.  Here are our top […]

  • 6 Best Commercial Truck Insurance in Nevada for 2023

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    Did you know that every 15 minutes, someone gets injured from a truck-related incident in the US? Sometimes this leads to severe injuries, property damage, and even death. For trucks involved, the driver and their company might pay heavily for damages. However, with a commercial insurance policy, the impact of these accidents is reduced. So […]

  • 6 Best Commercial Truck Insurance in Ohio for 2023

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    Trucking in Ohio or anywhere else in the US is a risky business. Every year, over 100,000 truck-related accidents happen in the US. Of these numbers, 22% affect truckers and other people. But then, you cannot simply run away from trucking because it is required by laws in all 50 states, including Ohio. It is […]

  • 6 Best Commercial Truck Insurance in Memphis, Tennessee for 2023

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    No matter the case, if you depend on a truck or trucks to conduct business, you will likely need commercial truck insurance if your operation is based in Memphis, Tennessee. Finding the right commercial truck coverage in Memphis can be challenging. In this article, I’ll reveal the 6 best commercial truck insurance companies in Memphis […]

  • Progressive Commercial Truck Insurance Review for 2023

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    If you drive a commercial truck, you need specialized insurance. Your personal automobile policy will not cover you in the event of an accident in your commercial vehicle. Multiple companies offer commercial truck insurance, but not all of them cover all 50 states with their policies. One company that does is Progressive.  Number One in […]

  • Best Providers of Trucker Insurance for 2023

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    As a trucker, you need to have insurance that protects you. Insurance is designed to protect you in the event of an accident. However, insurance works a little differently for truckers. Rules are different for owner-operators and those who work for others.  How to find the best trucker insurance companies Today, it’s relatively simple to […]

  • Commercial Truck Insurance Quotes & Cost (2023 Rates)

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    Is it time for you to get a commercial truck insurance quote? Maybe you’re getting commercial truck insurance for the first time. Or the price of your current policy seems too high. In either case, it’s not something people do every day, so you may not be familiar with how to get a quote, whether […]

  • 6 Best Commercial Truck Insurance in Virginia for 2023

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    No matter the case, if you depend on a truck or trucks to conduct business, you will need commercial truck insurance if your operation is based in Virginia. Finding the right commercial truck coverage in Virginia can be challenging. In this article, we’ll make it easier by revealing the 6 best commercial truck insurance companies […]

  • GEICO Commercial Truck Insurance Review 2023

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    Your private auto insurance policy will not suffice for business auto insurance. Commercial auto insurance is a form of insurance that covers the vehicles used for business purposes such as deliveries or maintenance calls. Typically, a commercial auto policy will have a higher coverage limit than your personal insurance policy because vehicles used for business […]

  • Truck Writers Insurance Review 2023

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    As a driver, whether you are an independent trucker with your own company or you are a for-hire trucker, you need appropriate truckers’ insurance. When you are on the road day in, day out in your truck, you are risking your health and your entire livelihood. Recognizing that insurance is a necessity is only the […]

  • 5 Best Insurance for 18-Wheeler Trucks in 2023

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    When you drive an 18-wheeler, you must provide insurance for your truck. It can be tricky determining exactly what coverages you need and where to get them. This guide is designed with you in mind. We’ll cover the following insurance-related topics: 5 best companies for 18-wheeler truck insurance Several insurance companies provide insurance for 18-wheeler […]

  • 5 Best Commercial Truck Insurance in Bakersfield, CA for 2023

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    Operating a large truck comes with higher risks than driving a private vehicle. The reason for the difference can be attributed to the vehicle’s weight. Since larger trucks carry greater risk, they also require higher liability insurance coverages.  Requirements for commercial truck insurance vary by state. There are federal requirements for those who travel across […]

  • How Much Is the Average Pickup Truck Insurance Cost Per Month? (2023)

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    Like any other type of vehicle, pickup trucks must have minimum insurance coverage if you operate them on the streets. In addition to meeting state minimums, you must also consider how you use your truck before purchasing insurance. Will your personal automobile policy be enough coverage, or do you need to buy a commercial policy?  […]

  • 6 Best Commercial Truck Insurance in Arizona for 2023

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    Every year, about 2,600 truck accidents take place in Arizona, injuring nearly 600 people and killing roughly 50 people. Truck drivers spend more time on the road than anybody else, which means more opportunities to get into accidents. Commercial truck insurance in Arizona is a necessity. It is also required by law in Arizona. Here are […]

  • OOIDA Truck Insurance Review for 2023

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    OOIDA stands for Owner-Operator Independent Drivers Association. They originated in 1973 to fight for the rights of truckers everywhere. OOIDA has more than 150,000 members. Most are Owner-Operators, which means someone who owns their own truck driving business. OOIDA also has insurance, benefit programs, and membership benefits. They are based in Grain Valley, Minnesota. Everyone […]

  • 6 Best Hazmat Truck Insurance for 2023

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    Transporting hazardous materials is important work that poses unique risks for the people and businesses that do it. Even the most careful hazmat truckers get into accidents, and unexpected things occur. One of the best ways to manage these incidents is to have adequate, not just required, hazmat truck insurance coverage.  Hazmat truck coverage helps […]

  • 5 Best Long Haul Truck Insurance for 2023

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    Getting long-haul trucking insurance is not easy. Many insurers don’t want to cover local drivers because trucking is considered riskier than most other industries. The additional risk of traveling long distances in unfamiliar places makes the list of insurers willing to cover long-haul truckers even smaller. Some insurance companies offer coverage only up to a […]

  • What States Have the Cheapest Commercial Truck Insurance? (2023)

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    This is a common question I get from truckers all over the country.  They want to know how their premium compares to other truckers in their state, and in other states. Rates vary so much that it can make sense for certain truckers, especially inexperienced ones, to move to a new place to make their […]

  • 4 Best Commercial Truck Umbrella Insurance for 2023

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    Trucking umbrella insurance, also known as excess liability insurance (ELI), is one of the most important types of insurance a trucking company can buy. It protects your business from gaps or limits in truck liability policy coverage, along with expensive lawsuits. Coverage gaps and lawsuits against trucking businesses that don’t have umbrella coverage often force […]

  • 6 Best Farm Truck Insurance for 2023

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    Your farm trucks are critical to your everyday operations. Whether you haul supplies, move livestock, or sell produce at farmer’s markets, you depend on your farm trucks to get the job done. That’s why having the right truck insurance is so important. If you can’t get your vehicle repaired quickly after an accident or other […]

  • 6 Best Commercial Truck Insurance in Michigan for 2023

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    In 2017, the state of Michigan had 13,416 accidents involving trucks. Sadly, more than 2,000 of these accidents resulted in injuries. For the truck drivers and their companies, that would mean a lot of money to pay for damages and medical bills.  But why pay huge amounts for accidents when truck insurance can cover you? […]

  • What Is Owner Operator Truck Insurance Cost? (2023 Rates)

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    Owner-operators must carry commercial truck insurance. There are several factors affecting the cost of owner-operator truck insurance. This article will discuss the costs of owner-operator truck insurance, how to save money on the insurance, and who needs it. We’ll also look at companies that offer owner-operator truck insurance coverages.  How much does owner operator truck […]

  • How Much Does Food Truck Insurance Cost? (2023 Rates)

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    Food trucks are synonymous with street fairs and festivals. Many communities now have food trucks dotting the landscape on a routine basis. There’s nothing quite like the business model of a food truck. Those in the food truck business need specific coverages that will cover both the business and the truck.  How much does food […]

  • 6 Best Commercial Truck Insurance in Alabama for 2023

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    If you drive a commercial truck of any kind, you need to have commercial truck insurance to protect yourself and your business. Each state has its own laws regarding commercial truck insurance, and there are federal mandates you must follow if you drive across state lines. You need to be aware of both federal and […]

  • 6 Best Commercial Truck Insurance in Springfield, Missouri for 2023

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    Trucks are vital to Missouri’s economy, transporting 87 percent of all commodities traveling within the state. If you enjoy buying bread or milk at the grocery store in Springfield, you need to thank these unsung heroes. However, these trucks create many safety challenges for their drivers and other road users. Truck accidents in Missouri account […]

  • 7 Best Trucking Insurance Agencies for 2023

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    No matter the case, if you depend on a truck or trucks to conduct business, you must have trucking insurance. Finding the right truck coverage can be difficult since it is complicated. It is advisable that you should work with a broker or agency who can help you find the right coverages at the most […]

  • 7 Tips to Find Cheap Commercial Truck Insurance (2023)

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    There are approximately 3.6 million truck drivers on the roads in the United States, working for over 711,000 trucking companies. When you think about that number, it’s clear why commercial truck insurance is an essential expenditure with the need to have the best companies and the best rates.  7 tips to find cheap commercial truck […]

  • How Much Does Flatbed Truck Insurance Cost? (2023 Rates)

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    The price of the typical 48-foot trailer is between $20,000 and $30,000. Add to this the value of the things you haul in your flatbed. Now imagine being involved in an accident.  The cost to repair or replace your truck and its contents, along with any injuries, would be difficult — or almost impossible — for the […]

  • 1st Guard Truck Insurance Review 2023

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    Several insurance companies provide commercial truck insurance. How do you know which one to choose? By doing research and reading reviews, you can make a more informed choice overall.  One insurance company that offers commercial truck insurance policies is 1st Guard. We decided to take a closer look at 1st Guard and what they provide […]

  • How Much Does Truck Cargo Insurance Cost? (2023 Rates)

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    The cargo you carry in your truck is your livelihood. If anything happens to it, it could negatively impact your business. That’s why it’s crucial to secure the proper insurance to protect the cargo you haul. The issue: Truck cargo insurance can be costly. This article will explain how much truck cargo insurance costs, what […]

  • How Much Does Hot Shot Trucking Insurance Cost? (2023 Rates)

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    Hotshot trucking plays an important role in logistics and freight delivery in the United States. Hotshot trucks frequently transport items as fast as possible, helping people achieve fast delivery. However, hot shot trucking is a high-risk, high-reward business.  Every year, thousands of commercial truck accidents happen, and sadly, 22% of these accidents result in dangerous […]

  • 6 Best Commercial Truck Insurance in Mississippi for 2023

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    Trucking in Mississippi is expected to grow by about 5% over the next three years, which is slightly less than the nationwide average of 6% growth. However, since Mississippi has the lowest cost of living in the nation, truck drivers in Mississippi enjoy a lucrative, recession-resistant profession that will be stable source of income for […]

  • The Hatford Commercial Truck Insurance Review 2023

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    The Hartford is a well-known name in the insurance industry. From its beginnings as a fire insurance company to today’s offerings of multiple coverages for countless situations, the Hartford has stood behind its customers and made a lasting name for itself in the insurance industry. How did the Hartford go from only insuring against fire […]

  • True North Truck Insurance Review 2023

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    True North Truck Insurance is an insurance broker serving Colorado, Illinois, Iowa, Michigan, and Texas. They have 25 years of experience working in the transportation industry. The company specializes in providing commercial insurance, particularly for owner-operators and transportation companies. Additionally, they specialize in lowering the risk for businesses. History True North was established in 2001. […]

  • Western Truck Insurance Review 2023

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    Western Truck Insurance is an insurance broker that matches owner-operators and fleet owners with the insurance company that provides the coverage to meet your needs. In addition to brokering insurance deals, Western Truck can help you with permits and DOT compliance. The company’s help leaves you with less time doing paperwork and more time driving. […]

  • 6 Best Insurance for Trucking Companies for 2023

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    Is trucking all — or a significant part — of your livelihood? You owe it to yourself to protect the trucking company you’ve worked so hard to build with adequate trucking insurance coverage. Finding the right truck coverage can be difficult. This article will reveal the 5 best trucking company insurance firms in the United […]

  • 5 Best Fleet Truck Insurance for 2023

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    If you own a business with multiple vehicles in use daily, you might consider purchasing a fleet truck insurance policy. Some companies require a minimum of five vehicles to be considered a fleet, but others extend the policy parameters to include those companies that only have two or three vehicles in use. Having a discussion […]

  • 6 Best Commercial Truck Insurance in Kansas for 2023

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    Trucks are the working vehicles of the automobile industry, meant to move stuff around. Despite their importance to our economy, even the safest ones pose a substantial danger to the corporations that operate them. Every year, many of them are involved in many crashes, increasing the likelihood of claims that can cost money. This is […]

  • 5 Best Heavy Duty Truck Insurance for 2023

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    Heavy-duty trucks are the big guns out on the road. Their weight, unique uses, and the long distances many travel make it challenging to insure them.  This article will reveal the five best providers of heavy-duty truck insurance and explain what you need to know to get the right coverage for you. 5 best heavy […]

  • 4 Best Insurance for Commercial Truck Rental Businesses for 2023

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    Truck rental agencies make many types of vehicles available to businesses, including larger trucks, recreational vehicles, semi-tractors, semi-trailers, or other types and sizes of trailers, through short- and long-term rentals. Some truck rental agencies offer additional services, including delivering rental vehicles to customers or picking up customers and transporting them to the rental facility. Others […]

  • 6 Best Commercial Truck Insurance in North Carolina (NC) for 2023

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    We’ve compiled a guide to provide you with the information you need regarding commercial truck insurance in North Carolina. North Carolina requires every commercial trucker to carry a minimum level of commercial truck insurance. Keep reading if you’re wondering what the requirements are, how much commercial truck insurance will cost in North Carolina, and where […]

  • 6 Best Commercial Truck Insurance in Pennsylvania (PA) for 2023

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    Every state in the union has requirements for commercial truck insurance. Pennsylvania is no different from the rest. This article looks at the requirements, the cost, and even some of the best companies we recommend for commercial truck insurance in Pennsylvania. 6 best commercial truck insurance in Pennsylvania After researching several companies, we decided to […]

  • 5 Best Commercial Truck Insurance in Maryland for 2023

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    Recent statistics show that there are over 2 million trucks registered in Maryland. With so many trucks on Maryland roads, finding the best commercial truck insurance for your Maryland trucks should be your top priority. We recommend the 5 best commercial truck insurance companies in Maryland. Our list of the best companies was based on […]

  • 6 Best Commercial Truck Insurance in Oklahoma for 2023

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    More than 14,000 trucking business are located in Oklahoma. They provide more than 100,000 jobs to the state workforce. Most trucking businesses are small or medium-sized. Commercial truck insurance is legally required in the state of Oklahoma. Trucking businesses must have commercial truck insurance. Truck insurance is expensive. In this articles, we recommend the 6 […]

  • 5 Best Commercial Truck Insurance in Jacksonville, FL for 2023

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    Whether you are a truck owner-operator or part of a fleet of trucks in Jacksonville, FL, you must have commercial truck insurance before driving a truck. Florida law, similar to that in other 49 states, requires you to carry specific liability limits while operating your truck. If you travel across state lines, there are also […]

  • 4 Best Commercial Truck Insurance in Orlando, FL for 2023

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  If you […]

  • 5 Best Commercial Truck Insurance in Fort Worth, TX for 2023

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    The trucking industry is a critical part of the small business community in Fort Worth. There are over 1,000 trucking businesses in the city, and they employ over 10,000 people. Commercial truck insurance is critical to the success of these businesses. Coverage protects truckers from financial losses resulting from accidents, injuries, and property damage. Without […]

  • 5 Best Commercial Truck Insurance in Phoenix, AZ for 2023

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  If you […]

  • 6 Best Commercial Truck Insurance in Austin, TX for 2023

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  If you […]

  • 5 Best Commercial Truck Insurance in San Jose, CA for 2023

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    San Jose is located at the heart of Silicon Valley, enjoying a thriving economy. With its main workforce as tech workers and work-from-home having become a common trend, demand for trucking has increased significantly. Truck owner-operators or truck fleet operators must have commercial truck insurance before driving a truck. California law, similar to that of […]

  • 6 Best Commercial Truck Insurance in Missouri for 2023

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet in Missouri. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  […]

  • State Farm Commercial Truck Insurance Review 2023

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    We’ve all seen the commercials. Jake from State Farm is everyone’s favorite “good neighbor,” but how does State Farm stack up as a commercial truck insurance company? We decided to learn more about the company and its commercial truck insurance. Company history and statistics State Farm was founded in 1922, and the company has its […]

  • Who Has The Cheapest Commercial Truck Insurance in 2023?

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    Numerous monetary investments accompany starting your own trucking business. You have far more to consider than just the purchase of your truck. Maintenance, licenses, and insurance are all things you must add to your list of business investments.  If you are like most who are just starting out in business, you don’t have unlimited funds […]

  • Hot Shot Trucking Insurance Requirements (2023 Update)

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    Have you heard the term hot shot trucking? If so, you know hot shot truckers require commercial truck insurance to maintain their business. What is hot shot trucking, and what are the insurance requirements for hot shot trucking?  What is hot shot trucking?  Hot shot trucking is a branch of the trucking industry specializing in […]

  • Top 10 Commercial Truck Insurance Companies for 2023

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    Do you need commercial truck insurance? There are so many companies offering the coverage it can be hard to know where to turn. This article will reveal the top 10 commercial truck insurance companies for different reasons and the pros and cons of each. 1. Progressive: Best overall  Progressive was established in 1937 to offer […]

  • How Much Does Florida General Liability Insurance Cost? (2023 Rates)

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    Mentioning the Sunshine State, many people think of beaches, palm trees, and alligators. But Florida is also a large and diverse state, with different regions offering different types of lifestyles and costs of living. The northern part of the state is mostly rural, while the southern part is more urban and expensive.  Florida general liability […]

  • How Much Does New Jersey General Liability Insurance Cost? (2023 Rates)

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    In recent years, the cost of general liability insurance in New Jersey has increased significantly. While there are a number of factors that contribute to this increase, the rising number of personal injury lawsuits is one of the main drivers. As a business owner, it is important to be aware of these costs to budget […]

  • How Much Does Illinois General Liability Insurance Cost? (2023 Rates)

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    If you run a small business in Illinois, you know that general liability insurance is the most essential policy protecting your business. The cost of general liability insurance in Illinois varies depending on the insurance company you choose, your business’s credit score, the amount of coverage you need, and many other factors. On average, small […]

  • What Is the Average Cost of Small Business Insurance? (2023 Rates) 

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    Small business insurance is a vital investment for companies of all sizes. The average cost of small business insurance, however, can vary depending on the size and type of business, the industry, and the state or region where the company is located. One recent study found that the average cost of small business insurance was […]

  • 9 Best General Liability Insurance Companies for 2023

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    General liability insurance is probably the most popular business insurance that almost all businesses should have. It is required for some professions such as construction. The good news is that many insurance companies offer this product, so it is easy to find one that is the best for your business. In our intensive research, here […]

  • 5 Best General Liability Insurance in Vermont for 2023

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    In 2013, the Vermont Supreme Court ruled that a business could be held liable for injuries that occur on its property, even if the business was not at fault. This ruling made Vermont one of the most litigious states in the country and increased the likelihood that a small business would be sued. Actually, according […]

  • 7 Best Small Business Insurance in Indiana for 2023

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    Indiana offers a lot of value to entrepreneurs looking to start a small business. The cost of living is low, the people are friendly and eager to support local businesses. CNBC ranked Indiana as the best state in the nation on infrastructure and second on the cost of doing business. The Hoosier state also has […]

  • 5 Cheapest General Liability Insurance for Small Businesses

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    As the owner of a small business, you watch every dollar to make sure you’re getting the most for your money. General liability insurance is a necessity, but you certainly don’t want to pay more than you absolutely have to. No matter what business you’re in, we’ve conducted comprehensive research and compared quotes from several […]

  • Indiana Workers Comp Insurance Laws, Cost, & Cheap Quotes

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    Small businesses in Indiana should have workers comp insurance because it can protect them from costly injuries that can occur at the workplace. According to the Indiana Department of Labor, in 2019 there were over 27,000 workplace injuries and illnesses reported in the state. These injuries resulted in over $1.2 billion in lost wages and […]

  • Pennsylvania Workers Comp Insurance Laws, Cost, & Cheap Quotes

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    Small businesses in North Carolina need workers’ compensation insurance to protect their workers in the event of an on-the-job injury. According to the North Carolina Department of Labor, there were more than 152,000 workplace injuries and illnesses reported in 2021. That’s an average of more than 410 injuries every day. The most common types of […]

  • 5 Best General Liability Insurance in New Mexico (NM)

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    There are approximately 154,000 small businesses in New Mexico. These businesses contribute significantly to the state economy, accounting for $11.5 billion in annual sales and employing more than 344,000 people. Despite their importance, however, small businesses are at a higher risk of liability claims than larger businesses. This is because they typically have fewer resources […]

  • Mississippi Workers Comp Insurance Cost, Cheap Quotes, & Requirements

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    In Mississippi, almost every employer is required to provide workers compensation benefits to their employees. Workers comp insurance is one the most essential protection for employees in any business, so you should not mess around with it. If you have a business in Mississippi, you need to get this insurance (with only a very few […]

  • 6 Best General Liability Insurance in Mississippi

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    Small businesses are the lifeblood of Mississippi’s economy. According to The National Federation of Independent Business, there are more than 286,000 small businesses in Mississippi, making up 99.7% of all businesses in the state. These businesses are responsible for creating more than one million jobs in the state and generating $30 billion in revenue annually. […]

  • 5 Best Commercial Truck Insurance in Connecticut

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    Commercial truck insurance is crucial for the Connecticut economy. The trucking industry is responsible for transporting goods and materials throughout the state and plays a vital role in keeping businesses running. Trucking companies need to be able to rely on their insurance coverage to protect them from costly accidents and injuries. That’s why it’s important […]

  • 4 Best Commercial Truck Insurance in Washington, DC

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    There are many commercial truck insurance providers in Washington D.C., but not all of them are created equal. You need to find an insurer that understands the unique needs of your business and can provide you with the coverage you need at a price you can afford. At BravoPolicy, we are dedicated to helping truck […]

  • Commercial Truck Insurance Requirements in Florida 

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    A commercial truck driver has significant responsibility for maintaining safe operations on the road. The driver is controlling a large, heavy vehicle that can cause extensive damage to both property and person. Therefore, a commercial truck driver must take responsibility for taking appropriate insurance coverage seriously.  Insurance requirements for commercial trucks are more extensive than […]

  • Wedding Photographer Insurance: Coverage, Cost, & Providers  

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    Weddings are often among the happiest occasions in a person’s life. With so many moving parts, it might be tough to enjoy all the unique moments. This is when hiring a professional wedding photographer may be really advantageous. As a professional photographer or videographer, you may specialize in several types of events. Providing photographic services […]

  • 7 Best Small Business Insurance in South Carolina

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    South Carolina is number 16 on a list of the top states to start a small business, and ranks number 12 in growth prospects. Some business costs, such as industrial power, are 14% lower than the national average. The Palmetto State also boasts miles of sandy white beaches, excellent golf courses, and thousands of tourists […]

  • What Is Photographer Liability Insurance?

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    Photographers use their creativity and composition skills to take breathtaking photos. Some photographers are hired to document one of the most cherished events in a couple’s history: their wedding. Photographers use expensive equipment which is delicate and can be easily damaged or stolen. Smart photographers know they need insurance, but what kind? And how much? […]

  • What Kind of Insurance Do Photography Businesses Need? Coverage & Cost 

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    As a photography business owner, it’s important to understand the types of insurance you need to protect yourself and your employees from any potential risks. From general liability, professional liability, workers compensation, and more, the world of insurance can be daunting for even the most experienced business owners. Read on to learn about what kind […]

  • 6 Best General Liability Insurance in Missouri

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    Small businesses are the backbone of the Missouri economy. There are more than 542,000 small businesses in Missouri, and they employ more than 1.2 million people. Small businesses account for more than 97% of all businesses in Missouri, and they generate more than $128 billion in revenue each year. If you run a small business […]

  • The 7 Cheapest Small Business Insurance Companies

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    Small business owners know they need insurance, but don’t have a lot of extra money to spend. You want a policy that offers you all the coverage you need at a reasonable price. Here are the top seven insurance companies we recommend for lower-priced insurance that doesn’t sacrifice coverage.  Simply Business: Comparing several quotes to […]

  • 5 Cheapest Commercial Truck Insurance Quotes Online

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    Commercial truck insurance is a requirement in every state. Each state determines its own rules and regulations for the amount of insurance you must carry. If you’re a commercial truck driver, you must not only adhere to your state’s guidelines, but you must also adhere to certain federal rules.  Let’s face it; commercial truck insurance […]

  • Where to Get Truck Insurance Quotes: Online or Broker?

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    When shopping for commercial truck insurance, the choices can seem overwhelming. How do you choose the right insurance and the right company? Comparing quotes seems the logical answer to select the right company for you, but how can you get a quote quickly and easily when time is of the essence?  Two options for getting […]

  • Cheap Semi Truck Insurance Quotes, Cost, & Where to Get

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    Semi-trucks (also called tractor-trailers or 18-wheelers) are used to haul goods and services across the country. They are the backbone of the economy. Without truckers and semi-trucks, goods wouldn’t get to market and the supply chain would collapse. If you drive a semi-truck, you already know that insurance for a semi isn’t cheap. But there […]

  • 4 Best Semi Truck Insurance Quotes Online

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    Do you feel overwhelmed when you shop for semi-truck insurance? There are so many choices; how do you choose the appropriate coverage from the right company? Comparing quotes to find the right insurance company for your needs seems logical.  What is the best way to get a quote quickly when you don’t have much time? […]

  • 7 Best Commercial Truck Insurance Companies in Florida

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    Commercial truck insurance is expensive, but necessary. There are approximately 77,000 truck drivers in Florida alone, and every nine out of 1,000 jobs belong to a truck driver. Whether you have a fleet of trucks or work for yourself, whether you drive a truck in Miami, Orlando, or Jacksonville, commercial truck insurance is vital. The good […]

  • Illinois General Liability: Online Quotes as Low as $18/Month

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    There are 1.2 million small businesses in Illinois. If you are running one of those, you probably know that general liability insurance is the most popular coverage for small businesses. It protects small businesses from the most common lawsuits, which are related to third party’s bodily injuries and property damages. Many insurance experts often advise […]

  • California General Liability Insurance: Online Quotes from $24/Month

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    If you are running one of the 4.1 million small businesses in California, you probably know that general liability insurance is the most popular coverage for small businesses. It protects small businesses from the most common lawsuits, which are related to bodily injuries and property damages caused to a third party. If small businesses can […]

  • 5 Best Professional Liability Insurance Companies in Colorado

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    Colorado is a very business-friendly state, ranking 8th on CNBC’s list of the top states for business. Denver, in particular, is becoming a competitor to Silicon Valley in California. The quality of life is excellent, with tons of green space, a thriving arts scene, and a great education system. However, while not labeled a judicial […]

  • 7 Best Professional Liability Insurance for Healthcare Workers

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    Professional liability insurance is a must for most healthcare workers. If you work in a clinic or a hospital, you may think you’re covered under the hospital’s insurance. Keep in mind that the hospital’s malpractice insurance exists to protect the hospital, not the employees. They might not provide enough coverage if you personally are named […]

  • Top 5 Commercial Truck Insurance Companies in Kentucky

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    89.2% of Kentucky communities depend on trucks to deliver their goods. Similar to other parts of the country, Kentucky is also lacking in truck drivers. If you drive a truck for your business in Kentucky, you must have commercial truck insurance. Are you sure you have met the insurance requirements of the state of Kentucky […]

  • 7 Top Commercial Truck Insurance Companies in Minnesota

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    Does your Minnesota-based business depend on trucks? If they’re involved in an accident, stolen, vandalized, or damaged by weather events, it could be costly — not just to get the truck repaired or replaced, but also because of the impact on operating your business.  That’s why it’s critical to get commercial truck insurance to protect […]

  • Top 5 Commercial Truck Insurance Companies in Rhode Island

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    Insurance industry experts have determined that the likelihood of Rhode Island truckers being involved in fatal and non-fatal crashes is relatively high when compared with other states. Thefts and incidents of vandalism are also numerous, especially in urban areas. This leaves many professional truckers and trucking business owners wondering how to handle the risks and costs […]

  • 5 Top Commercial Truck Insurance Companies in Delaware

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    Does your Delaware business depend on trucks? If they’re involved in an accident or stolen, it could be costly. Not just to get the truck repaired or replaced, but also because of the impact on your overall business operation.  Countless insurers offer trucking insurance in Delaware. It can be challenging to find the right one […]

  • 5 Best Lawyers Malpractice Insurance in Georgia

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    The practice of law in Georgia, like any other kind of business, has its rewarding moments and downsides. One potential downside is the possibility that a dissatisfied customer will sue you for professional negligence.  Even if the client does not have a valid claim, a legal malpractice action’s reputational and financial costs can still be […]

  • Commercial Truck Insurance: Compare Quotes from the Top Providers 

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    Around 3.6 million people drive trucks in the United States for over 711,000 companies. In 2020, these truck drivers moved 72.5% of all freight weight in the United States, according to a study by the American Trucking Association.  These numbers show how important the trucking business is to the U.S. freight transportation system and the […]

  • Nonprofit D&O Insurance: Everything You Need To Know

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    Running a nonprofit can be extremely rewarding. You get to help, educate, or provide resources to those in need. All profits are rolled back into your cause. Since you’re essentially a charitable organization, you should be free from worry over litigation. Right? Wrong!  We are discussing everything you need to know about nonprofit D&O insurance […]

  • D&O Insurance: Everything You Need To Know

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    Directors and officers insurance, often referred to as D&O insurance, is one of the least understood types of business coverage. D&O insurance is a type of liability insurance that provides protection to a company’s directors and officers from personal financial losses in the event that they are sued for wrongful decisions or actions while in […]

  • Ecommerce Business Insurance: Cost & Coverage for Online Shops

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    As companies had to start participating more in e-commerce, they have found that their insurance coverage requirements changed. Businesses need less coverage for injuries and property damage and more coverage for loss shipments and cybersecurity.  If you are an online retailer looking to get e-commerce business insurance for the first time or to enhance your […]

  • Commercial Truck Insurance for Owner Operators: Everything You Need to Know

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    Truck owner-operators are a vital part of the trucking industry. There are about 350,000 truck owner-operators out of 3.9 million truck drivers. Most owner-operators lease on with a motor carrier. They are responsible for their own vehicles but the carrier provides the main insurance coverage. Independent owner operators are small business owners. They operate under […]

  • How to Get Cheap Workers’ Comp Insurance in California?

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    The nation’s oldest social insurance program is workers’ compensation insurance. The system sets up a trade-off between workers and their bosses. Workers are entitled to medical care for an injury or illness that occurred while working, but in return, they can’t sue their boss if they get hurt at work. Most states, including California, adopted […]

  • Handyman Liability Insurance: Cost, Cheap Quotes, & Providers

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    Anyone who has ever owned a home knows that there is a never-ending list of things to do and things that need maintenance or repair. A handyman could do all of these projects. A handyman is a jack-of-all-trades person whose jobs can include anything from drywall repair to painting a living room to building a […]

  • Commercial Truck Insurance Requirements in Texas

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    Insurance is a necessity for anyone who drives anywhere. Commercial trucks are required to have coverage just as privately-owned vehicles are. The main difference between personal insurance policies and commercial insurance policies is the policy limits.  Some coverages also differ between the two. For example, most privately-owned vehicles don’t need cargo insurance or general liability […]

  • 4 Best Vendor Insurance Companies for Events & Weddings

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    When you are an event planner or vendor, you need to ensure that you have the appropriate insurance to cover your activities at the event. Some business insurance companies offer policies specifically tailored for single events, while others provide liability policies that protect your business. It’s essential to keep in mind that these policies cover […]

  • How Much Does $1M Cargo Insurance Cost? 

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    As a trucker, you must ensure that your truck and cargo are adequately insured. At the very least, you need to carry liability insurance on your truck. There are regulations governing the amount of insurance you need on your vehicle.  What about your cargo, though? A large portion of your job is to ensure that […]

  • How Much Does $1M Business Liability Insurance Cost?

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    Liability insurance is a type of insurance that businesses purchase to protect themselves from any legal action that may be taken against them. This type of insurance can help protect the business from any financial damages that may be awarded to the plaintiff in a lawsuit. There are a few different types of liability insurance […]

  • Why Do Nurses Need Their Own Nursing Malpractice Insurance? 

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    If you’ve ever been in the hospital, you know that nothing happens there without nurses. Even a private doctor’s office needs nurses to maintain their level of activity. Unfortunately, many people don’t recognize the importance of nurses. As a matter of fact, many people blame nurses if something goes wrong.   Nurses need to consider malpractice […]

  • Nonprofit Liability Insurance: Cost & Coverage 

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    Do you know nonprofits file twice as many Directors’ and Officers’ (D&O) claims as public and private companies? There is usually a misconception that since non-profits are not set up like regular companies, they are immune to legal liability issues that normal companies face. Sadly, the contrary is true. Several studies show that nonprofit organizations […]

  • How Much Esthetician Insurance Costs & Quotes

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    As an esthetician, you go to work every day to make your clients feel attractive and healthy. It is tremendously inspirational to create genuine change in people’s lives and perceptions of themselves. However, if you are not protected against the claims and lawsuits that occasionally emerge in this field, you may expose yourself and your […]

  • Esthetician Liability Insurance: Cost & Coverage

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    What an esthetician actually does can vary from state to state. Most states require estheticians to complete a program of at least 600 hours of training, and then you’ll need a license to practice. A few states have Master Estheticians, which require still more training. After this training, they can perform chemical peels, lymphatic drainage, […]

  • 5 Best Auto Repair Shop Insurance Companies

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    The process of fixing vehicles is so complex, and mistakes tend to happen. Power tools can be dangerous, causing harm to you and the car while you use them. More so, vandalism is a significant problem for small business owners. What happens if vandals break into your premises at night and steal or destroy the […]

  • 6 Best Business Insurance for Consultants & Consulting Businesses

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    Consultants put themselves out there every day, providing advice and services to people and businesses. By doing so, they expose themselves to very significant risks. The best way for consultants to manage these risks is to purchase insurance to protect themselves and their livelihoods. This article will reveal the top 6 insurers for consultants and […]

  • The 5 Best Nonprofit Insurance Companies

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    Nonprofit organizations could get their insurance from a traditional insurance company, just like any for-profit business. However, you want an insurance company that understands a nonprofit businesses unique needs. Here are our recommendations for the top nonprofit insurance companies.  The 5 best nonprofit insurance companies We research more than 15 companies offering business insurance for […]

  • Why Do Consultants Need Professional Liability Insurance?

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    As a consultant, you maintain a fast-paced schedule, and some days you feel like you barely have time to breathe. You certainly don’t have time to sort out and purchase insurance. So, we decided to look at professional liability insurance and why you need to have this kind of coverage.  What is professional liability insurance?  […]

  • How Much Does Non-Trucking Liability Insurance Cost?

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    The trucking industry is quite challenging. Every day, truck drivers put a lot of time behind the wheel as they transport some pretty large and significant items. The work also comes with a lot of pressure and responsibility.  Non-trucking liability insurance is one requirement that makes the job easier for truckers. You might, however, still […]

  • The 6 Best Builders Risk Insurance Companies

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    General contractors take on a lot of responsibility when they win a construction project, whether it is for a home or a skyscraper. If something goes wrong during the course of the project, the contractor can lose income and potentially be at risk of a lawsuit from the property owner.  Thankfully, insurance companies offer a […]

  • Builders Risk Insurance Cost Calculator

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    A lot can go wrong when a building is under construction. Fire, wind, vandalism, theft—all of these are risks faced by a half-finished building or a building undergoing renovation.  Contractors need builders risk insurance, but how much and what will it cost? How can you budget for it if you don’t know how much you […]

  • How Much Personal Trainer Insurance Costs & Quotes

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    The job of a personal trainer is vital in today’s society. Your job Is to assist others in accomplishing their health and fitness objectives. Those goals include losing weight, gaining muscle, or getting ready for an important race. Accidents are inevitable throughout the training process; it doesn’t matter how cautious you are, and that’s good! […]

  • How Much Photographer Insurance Costs & Quotes

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    Photographers employ their skills to transform images into works of art that are often cherished for decades. However, there is much more to the commercial aspect of photography than just taking a few photographs. Photographers must have insurance that protects their property, which often consists of expensive cameras and other equipment. Regardless of your experience […]

  • 6 Best Auto Body Shop Insurance Companies 

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    By the very nature of the work they do, auto body shops face more risks than businesses in most industries. What’s important is that you take steps to manage and limit those risks. One of the best ways to mitigate risk is to get adequate insurance coverage to protect against the financial harm associated with […]

  • 3 Garbage Truck Insurance Companies

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    Whether you run a garbage pickup business or own garbage trucks as part of a cleanup operation, your business cannot afford to lose the use of those trucks because of an auto accident or other incident. On top of business losses, losses from an accident can run into the tens of thousands of dollars or […]

  • 6 Best Self-Employed Handyman Insurance Companies 

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    Independent handymen (handypersons) put their livelihoods at risk every day they’re on the job. They work with dangerous tools, use hazardous materials, climb ladders, carry heavy things, and perform duties around expensive, fragile, and breakable items.  The best way for independent handymen to protect their livelihoods is to get the right insurance coverage against the […]

  • 6 Best Handyman Insurance Companies in California

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    Handyman services are essential to the lives of Californians and the economy. Handymen keep our stores, apartments, residences, and crucial equipment running efficiently.  While operating your handyman business can be gratifying, it carries significant risk. If a customer slips over your ladder and falls, for instance, you might be held legally liable for their medical […]

  • Professional Liability Insurance Quotes Online: Insurers or Brokers?

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    Professional advisors are constantly at risk of being accused of professional errors. Depending on the profession, minor errors can have far-reaching consequences like jail time, bankruptcy or even death.  When this happens, clients or customers may initiate a lawsuit against you if they believe you are responsible for their financial loss. If you have professional […]

  • The 6 Best Landscaping Insurance Companies

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    A landscaping business is lucrative especially if you’ve been in operation for a while and have built a long list of loyal customers. However, it comes with its own share of risks because it involves the use of a lot of machinery and other equipment such as heavy commercial vehicles. If your business is large, then […]

  • 6 Best Workers Compensation Insurance Companies in Nevada

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    Although Nevada is recognized for having fewer business regulations than other states, practically every private firm is still required to have workers’ compensation insurance. Beyond the government requirements, workers’ comp insurance is a policy that will help your business avoid many issues. It is also an excellent way to show your employees that you care […]

  • 5 Best General Liability Insurance Companies in Nevada

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    General liability insurance protects your business from claims of bodily injury or property damage that happen while doing business. Lawsuits related to this issue can cost upwards of six figures in legal and settlement costs, enough to put most small businesses out of operation if they don’t have adequate general liability protection. This article reveals […]

  • Does My Truck Insurance Also Cover My Trailer?

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    Many people assume that their car or truck insurance also covers their trailer when they are pulling a trailer. That isn’t always the case. Verifying that your trailer is covered before you hit the road is essential.  Does my truck insurance cover my trailer?   If you drive a semi-truck with a trailer attached to it, […]

  • Trailer Interchange Coverage: Everything You Need to Know

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    Trailer interchange insurance provides physical damage coverage for trailers pulled under a trailer interchange agreement. It is essentially physical damage coverage for non-owned trailers used under these agreements. If the trailer gets damaged by collision, fire, theft, explosion, vandalism, weather events, and other covered causes, this insurance protects you. Because you don’t own the exchanged […]

  • Where to Get Commercial Auto Insurance Quotes Online?<strong> </strong>

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    Commercial auto insurance is a specialized insurance policy that protects vehicles used for business reasons, whether the company owner or an employee drives them.  Usually, the policy covers all costs associated with car accidents. These costs include medical bills, funeral fees, or repair bills for damaged property, depending on the limits of the policy. A […]

  • Commercial Auto Liability Insurance: Coverage, Cost, & Best Providers

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    If you own a small business, you likely know how important insurance coverage is. But have you considered whether you need commercial auto liability insurance? If you routinely use a vehicle (or several vehicles) with your business, you need to invest in proper commercial auto coverage.  This guide will cover commercial auto liability insurance, typical […]

  • Do I Need Commercial Auto Insurance?

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    Should you carry a commercial auto insurance policy for your business?  It’s a question many company owners grapple with. The answer depends on the kinds of vehicles you and your employees use in the daily course of business and what they’re used for. This article explains what you need to know to ensure you have […]

  • 6 Best Commercial Truck Insurance in Madison, WI

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    Truck drivers in Madison, WI, make, on average, $46,493 a year according to a job portal, zipRecruiter. That is about 2.5% lower than the national average of $47,700. If you drive a truck in Madison, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 5 Best Commercial Truck Insurance in Alaska

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet in Alaska. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  […]

  • 5 Best Commercial Auto Insurance for Delivery Drivers

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    If you are a delivery driver, you know that you need commercial auto insurance to protect your vehicle and you while you’re on the road. Whether you drive for a large company or are a self-employed freelance gig worker, you won’t be covered in an accident if you don’t have the appropriate insurance. Let’s look […]

  • Who Has the Cheapest Commercial Auto Insurance?

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    If you need commercial auto insurance, you likely want to save as much money as possible. What is commercial auto insurance, and who needs it? How do you find cheap commercial auto insurance, and who has the most affordable policies available? Continue reading to find the answers to these questions.  Who has the cheapest commercial […]

  • Do I Need Both Commercial and Personal Auto Insurance? 

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    You know you have to have auto insurance to drive legally. You may also know that if you drive for business purposes, you need to have commercial auto insurance. However, if you drive your car for both business and personal purposes, does it mean you need to have both commercial and personal auto insurance? Continue […]

  • 6 Best Small Business Insurance Companies in Oregon

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    Oregon ranked as the 18th best state to start a small business in 2022, scoring especially high with regard to an educated workforce, a lack of sales tax, and a booming economy. In addition, the Beaver state boasts stunning coastlines, beautiful mountains, and good weather.  Oregon is a great place to live and do business, […]

  • 5 Best Commercial Truck Insurance in Las Vegas, NV

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    Truck drivers in Las Vegas, NV, make, on average, $44,753 a year, according to a job portal, zipRecruiter. That is about 7% lower than the national average of $47,700. If you drive a truck in Las Vegas, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states […]

  • 4 Best Commercial Truck Insurance in West Virginia

    Published on

    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet in West Virginia. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the […]

  • 6 Best Commercial Truck Insurance in St Louis, MO

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    Truck drivers in St Louis, MO, make, on average, $45,869 a year according to a job portal, zipRecruiter. That is about 4% lower than the national average of $47,700. If you drive a truck in St Louis, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states […]

  • 5 Best Commercial Truck Insurance in Pittsburgh, PA

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    Truck drivers in Pittsburgh, PA, make, on average, $45,175 a year according to a job portal, zipRecruiter. That is about 5% lower than the national average of $47,700. If you drive a truck in Pittsburgh, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 5 Best Commercial Truck Insurance in Seattle, WA

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    Truck drivers in Seattle, WA, make, on average, $51,686 a year, according to a job portal, zipRecruiter. That is almost 10% higher than the national average of $47,700. If you drive a truck in Seattle, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 6 Best Commercial Truck Insurance in Glendale, AZ

    Published on

    Truck drivers in Glendale, AZ, make, on average, $46,036 a year according to a job portal, zipRecruiter. That is about 3% lower than the national average of $47,700. If you drive a truck in Glendale, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 5 Best Commercial Truck Insurance in Chesapeake, VA

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    Truck drivers in Chesapeake, VA, make, on average, $43,933 a year according to a job portal, zipRecruiter. That is about 7% lower than the national average of $47,700. If you drive a truck in Chesapeake, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 6 Best Commercial Truck Insurance in Lincoln, NE

    Published on

    Truck drivers in Lincoln, NE, make, on average, $43,818 a year according to a job portal, zipRecruiter. That is almost 10% lower than the national average of $47,700. If you drive a truck in Lincoln, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 6 Best Commercial Truck Insurance in Irving, TX

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    Truck drivers in Irving, TX, make, on average, $46,217 a year according to a job portal, zipRecruiter. That is about 3% lower than the national average of $47,700. If you drive a truck in Irving, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 6 Best Commercial Truck Insurance in Newark, NJ

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    Truck drivers in Newark, NJ, make, on average, $48,976 a year according to a job portal, zipRecruiter. That is about 3% higher than the national average of $47,700. If you drive a truck in Newark, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 7 Best Business Insurance in Virginia

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    Virginia is a great place to start a small business. Not only does it offer an educated workforce and top-rated infrastructure, it also offers a population that makes it a point to be supportive of small businesses. In fact, Virginia has the highest business survival rate in the nation. That means if you start a […]

  • 6 Best Commercial Truck Insurance in Lubbock, TX

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    Truck drivers in Lubbock, TX, make, on average, $40,545 a year according to a job portal, zipRecruiter. That is about 17% lower than the national average of $47,700. If you drive a truck in Lubbock, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 7 Best Commercial Truck Insurance in Plano, TX

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    Truck drivers in Plano, TX, make, on average, $46,193 a year according to a job portal, zipRecruiter. That is a bit lower than the national average of $47,700. If you drive a truck in Plano, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 6 Best Commercial Truck Insurance in Henderson, NV

    Published on

    Truck drivers in Henderson, NV, make, on average, $44,423 a year according to a job portal, zipRecruiter. That is almost 8% lower than the national average of $47,700. If you drive a truck in Henderson, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you […]

  • 7 Best Commercial Truck Insurance in Arlington, TX

    Published on

    Truck drivers in Arlington, TX, make, on average, $41,781 a year according to a job portal, zipRecruiter. That is almost 15% below the national average of $47,700. If you drive a truck in Arlington, commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet. Most states require you to […]

  • Vermont Workers Comp Insurance Cost & Cheap Quotes

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    In Vermont, almost every employer is required to provide workers compensation benefits to their employees. Workers comp insurance is one the most essential protection for employees in any business, so you should not mess around with it. If you have a business in Vermont, you need to get this insurance (with only a very few […]

  • Buy Nevada General Liability Online Cost & Quotes

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    If you are running one of the more than 283,000 small businesses in Nevada, you probably know that general liability insurance is the most popular coverage for small businesses. It protects small businesses from the most common lawsuits, which are related to bodily injuries and property damages. If small businesses can only afford one insurance […]

  • Utah Business Insurance Cost, Cheap Quotes, & Coverage

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    Utah offers one of the fastest growing economy in the country. This provides the best business environment for small businesses to grow and flourish. There are more than 313K small businesses in Utah, employing 606K employees or 45.5% Utah workforce. Utah has created a favorable environment to support the growth of small businesses in the […]

  • Hawaii Business Insurance Cost, Cheap Quotes, & Coverage

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    Hawaii offers a welcoming and happy environment. It also provides a stimulating environment for small businesses to grow. There are more than 137K small businesses in Hawaii, employing 275K employees or 49.9% Hawaii workforce. Hawaii has created a favorable environment to support the growth of small businesses in the state. However, all businesses have risks, […]

  • North Dakota Business Insurance Cost, Cheap Quotes, & Coverage

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    North Dakota has one of the most friendly regulations to stimulate small business activities in the state. There are more than 74K small businesses in North Dakota, employing 195K employees or 57.4% North Dakota workforce. North Dakota has created a favorable environment to support the growth of small businesses in the state. However, all businesses […]

  • 6 Best Commercial Truck Insurance in Indiana

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet in Indiana. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  […]

  • 5 Best Commercial Truck Insurance in Oregon

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    Commercial truck insurance is a must-have whether you are an owner-operator or part of a fleet in Oregon. Most states require you to carry specific liability limits while operating your truck. If you travel across state lines, there are also federal interstate guidelines. Commercial truck insurance protects both you and other people on the road.  […]

  • 5 Best Malpractice Insurance for Surgical Assistants

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    Surgical assistants face unique workplace risks. It’s easy to make simple mistakes while assisting a surgeon that could harm a patient. These mistakes often result in costly malpractice lawsuits. The best way for surgical assistants to protect themselves from legal actions is to get adequate malpractice insurance coverage. This article will reveal the 6 best […]

  • 7 Best Business Insurance in Massachusetts

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    Massachusetts was ranked B-, or B minus, in the small business friendliness survey conducted annually by Thumbtack in 2021.  The survey ranks the 50 states on the scale from A to F, based on the 7 dimensions of small business friendliness. Massachusetts’s best dimension was overall friendliness and its worst dimension was ease of starting […]

  • Dump Truck Insurance Requirements

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    Your dump truck is the core of your business, so you must keep it protected. You want to protect your interests in your truck as well as your business. For this reason, you need dump truck insurance.  What is dump truck insurance?  Who needs dump truck insurance?  What are dump truck insurance requirements? What does […]

  • What Are Box Truck Insurance Requirements?

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    Box trucks are one of the most, if not the most in-demand commercial vehicles for transporting freight. The trucks are smaller than a tractor-trailer, so they are more easily maneuvered on city streets and in traffic situations. Various industries utilize box trucks to transport goods, and several rental agencies rent box trucks for those who […]

  • 7 Insurance Policies for Daycare Business

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    Working with children is so rewarding. The innocent laughter, their curiosity, the way they soak up everything like little sponges. That’s probably why you decided to open a daycare facility in the first place. But, let’s face it—children are prone to accidents. When you started your daycare business, you worked hard to make it successful. […]

  • Motor Truck Cargo Insurance: Everything You Need to Know

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    You thought you had adequate insurance coverage for your trucking operation. However, your broker just told you that you are required to have motor truck cargo insurance. What is motor truck insurance, and why do you need it?  What is motor truck cargo insurance? What does motor truck cargo insurance cover? Types of motor truck […]

  • Florida Workers Comp Insurance: Cost, Cheap Quotes, & Requirements

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    In Florida, almost every employer is required to provide workers compensation benefits to their employees. Workers comp insurance is one the most essential protection for employees in any business, so you should not mess around with it. If you have a business in Florida, you need to get this insurance (with only a very few […]

  • What Does Plumbing Insurance Cover?

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    Plumbing is a risky business. Every client call comes with significant work-related threats that plumbers face every day. The biggest ones include on-site accidents such as slips, trips, falls or accidents results from working on ladders, platforms, scaffolding and wet floors; exposure to hazardous materials and chemicals like lead and sulfur dioxide; exposure to biohazards […]

  • E&O Insurance: Cost & Cheap Quotes

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    When it comes to running a business, risk management is critical to success. That is why you are an industry expert and understand the intricacies of your trade or service. In today’s world, lawsuits are one of many risks that threaten the success of businesses.   Even when you adhere to standard practice procedures, clients can […]

  • Texas Business Insurance: Coverage, Cost, & Cheap Quotes

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    Texas is arguably the least regulated states in the country favoring businesses. With 3 million small businesses employing 4.9 million workers in the state, Texas has several favorable policies and a good business environment for small businesses to grow and flourish. However, small businesses still have risks, so if you own a small business in […]

  • Florida Business Insurance: Coverage, Cost, & Cheap Quotes

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    Florida is the most business friendly state in the country, based on factors like business environment, access to res