Small Business Insurance:
Compare quotes &
buy online in 10 mins
No paperwork. Fast quotes.
Why do small businesses need insurance?
Think about it: Could you pay out-of-pocket for medical care if a client, customer, or employee is injured in your workplace? How about if you or someone who works for you damages a client’s property? What if you were sued over a mistake you make on the job? If you answered NO to any of these, then you need business insurance.
A lawsuit without proper insurance protection can easily bankrupt any small business.
How does it work?
Industries that we serve
Business insurance coverages
Workers' Comp Insurance
Pays for medical costs, long term care, disability benefit, death benefit, and lost wages that result from a workplace related injury or illness.
Professional Liability / E&O / Malpractice Insurance
Covers lawsuits and settlements related to mistakes you or your employees make while doing business.
Provides the basic insurance coverage most businesses need. Usually combines general liability, commercial property, and business interruption coverages.
General Liability Insurance
Cover small businesses if they ever get sued by a third party for property damages, bodily injuries, or advertising injuries, and more
Commercial Property Insurance
Pays to repair your business property if it's damaged by things like a fire or weather event. It also covers burglaries.
Directors & Officers (D&O) Insurance
Covers your business if directors or officers are sued because of the business decisions they make.
Commercial Auto Insurance
Pays injury and repair costs if you or an employee has a car accident while driving for business.
Business Interruption Insurance
Replaces lost income if your business is unable to open due to a reason covered by your insurance.
Helps pay costs related to data breaches and cyber crimes against your business.
How much does small businesses insurance cost?
The cost of small business insurance depends on several factors: the size of the business, both annual revenue and number of employees, the coverages, the business location, etc.
On average, small businesses pay $2,828 a year or $236 a month for all business insurance coverages that they need.
Learn more about the cost of business insurance for different coverages.
Why buy business insurance from BravoPolicy?
Great question! Here are three good reasons:
- You’ll probably pay less for your business insurance with BravoPolicy. Our customers save 20% on average.
- We can get your small business covered in about 10-15 minutes.
- You can manage all of your business insurance needs through our online portal. No paperwork needed. No need to wait on the phone for hours to speak to customer service.
Small business insurance FAQs
Get a quote in ten minutes.
Everything’s online. Everything’s easy and fast. Click the button to get started.