Category Archive: Reviews

Starting in 1926, Nationwide has become one of the largest insurance carriers in the country, offering a broad range of insurance products such as asset management services, banking, savings plans, and retirement solutions. It has over 500,000 small business customers and places #69 on the Fortune 100 list, which comprises of the top 100 companies […]

Next Insurance company was launched in 2015, with the goal of providing small business owners a more pleasant and efficient way of purchasing insurance. You can purchase all your business insurance online, without ever talking to an agent or a broker.  The way they do that is through AI technology, although you can talk to […]

A relative newcomer to the insurance field, Thimble launched in 2016 and is already making waves. It was initially developed to bring liability insurance to drone operators, but customers loved it so much they asked about other industries. Eventually, Thimble expanded to cover 100 small business professions. Rather than lock you into a policy for […]

Auto Owners Insurance has been around for a long time, since 1916. It is one of the nation’s largest insurers, providing insurance to nearly three million policyholders. Licensed agents sell home, auto, life and business insurance. Their agent network is quite extensive, with over 47,000 agents in more than 6,300 agencies across the United States.  […]

Choosing the correct small business insurance can be one of the most important decisions you’ll make as a small business owner. Finding the right policies can mean the difference between not having enough coverage and keeping your assets protected in the case of a lawsuit. Below we’ll take a look at the Hartford in terms […]

If you’re a business owner shopping around for small business insurance, you’ll want to consider and get quotes from a variety of insurance companies. One such company is Chubb, which is the world’s largest publicly traded property and casualty insurance company in the world.   If you buy a policy through Chubb, you can either do […]

The Travelers is the one under the big red umbrella. The carrier began in 1864 as the St. Paul Fire and Marine Insurance Company. They are one of the largest insurance companies in the world, and the only property casualty company on the Dow Jones Industrial Average. They were purchased by MetLife in 2006, but […]

As a small business owner, it’s important to protect your business from unexpected problems. You’ll need to look into small business insurance so that your assets are protected. You’ll want to consider quotes from many different insurance companies so you can get the best one for you. Here, we take a look at Liberty Mutual […]

Insuring your business is one of the most important things you’ll do as a small business owner. It can mean being protected from a lawsuit or disaster that might have otherwise put your operations in financial jeopardy. One larger insurer that offers business insurance is AIG. Below we’ll look at the products AIG offers, the […]

You have a large amount of choices when it comes to finding insurance for your small business. One factor in those choices is picking between a larger insurer and a smaller insurer. Smaller insurers tend to offer a more customized, personal experience. One such example is Cincinnati Insurance. Below we’ll look at the products offered, […]

State Farm is one of the most recognizable insurance brands in the country. With its ubiquitous television commercials featuring everyday folks going through everyday problems insurance can solve, it has quickly developed a reputation as a trustworthy provider. Small Business Insurance Products Offered: 85/100 Financial Strength Rating: 95/100 Customer Satisfaction Rating: 75/100 Consumer Complaints Rating: […]

Hiscox is one of the largest business insurers, so you may think of Hiscox first when looking into different insurance types. The company offers a variety of business insurance products. Below we’ll look at the company’s reputation, more about specific Hiscox business insurance products and what it is like to get an online quote. Read […]

With how many iconic ads Geico runs, you may think of Geico first when looking into different insurance types. Business insurance is no different, since Geico has a page stating that it offers a variety of business insurance products. However, Geico actually offers Hiscox business insurance as an insurance agency. Geico only independently offers commercial […]

Deciding on a business insurance policy is one of the most important choices you’ll make as a small business owner. It takes a great deal of time and energy to build a reputable company. Any assets that are the direct of those efforts need to be safeguarded. When you have the right amount of coverage, […]

As an entrepreneur, it is critical that you take careful consideration of which business insurance you buy. Building a successful business will take years of hard work. You do not want that effort to be wasted on a policy that does not cover your business in its time of need.  In this article we’ll examine […]

CNA Insurance is headquartered in Chicago, IL and has offices throughout the U.S. and Europe. They began in 1897 and originally provided accident and health insurance to railroad employees. In 1956, they acquired National Fire Insurance Company of Hartford, and then in 1963 they merged with American Casualty Company. They took one letter from each […]

Tech startups have so many things on their plates, and insurance is so difficult to get that many of them just skip it altogether. Vouch insurance wants to change that.  Vouch insurance is dedicated to providing insurance for tech startups. As a new company itself, Vouch launched in 2019. The founders recognized a need for […]

Pie insurance is a small business insurance company, mostly focusing on workers compensation, although they have other types of business insurance as well. Pie is part of a digital revolution in the small business insurance field. Companies such as Pie seek to make the entire process of buying business insurance faster, easier and completely online.  […]

Huckleberry is part of a new breed of online business insurance. The founders recognized that the whole business insurance industry was antiquated, requiring paper applications and weeks to process them, as if the internet didn’t exist. Companies such as Vouch, Pie, and Embroker all had the same thought—to make buying business insurance simple, faster and […]

First established in 1937 by Jack Green and Joseph M. Lewis, the Progressive Corporation has grown into a multinational insurance company over the years. The insurer has also achieved a few firsts for auto insurance companies, such as becoming the first specialty underwriters of nonstandard insurance for risky drivers in 1956. Later in 1964, they […]

USAA has served active military members and their families since 1922. The original name was United States Army Automobile Association. Now, they offer insurance to every branch of the military. In addition to life insurance, they offer home insurance, retirement services, annuities, medical and dental insurance. There are currently more than 13 million people insured […]

Every business relies on the internet these days. Recently, the attack on the Colonial pipeline and major food supply chains have brought home the need for cyber security. Ransomware attacks are on the rise due to a few factors, such as the difficulty in tracing cryptocurrency and the number of people now working from home.  […]

Cyber security insurance refers to protecting a company against lawsuits and damages in the event of a cyber security breach, such as a hack, data breach, or a ransomware attack. Security breaches such as these are an ever-growing threat. Recent events have illustrated that our infrastructure can be brought to its knees by one ransomware […]

Biberk specializes in small business insurance.  They were founded in 2015 to address what they felt was a deficiency in the small business insurance market: it was unnecessarily complicated and slow. They use an automated system to spit out quotes and issue policies online, often in just minutes. They are backed by Berkshire Hathaway, Warren […]

Small and medium business owners have a lot to think about. Business insurance often falls to the bottom of the to-do list, but it’s vital that you have it. CoverWallet is a national online business insurance broker that offers many different types of business insurance. This is great because business owners can read up on […]

AIG (American General) offers a Guaranteed Universal life insurance (or GUL) policy called AIG Secure Lifetime GUL 3. It’s an apt name, because guaranteed universal life insurance policies seek to provide permanent life insurance without building any cash value. Your heirs will get a tax-free death benefit when you pass away.  A lot of insurance […]

HPSO (Healthcare Providers Service Organization) offers professional liability insurance for all types of healthcare professionals. They insure individuals, businesses, medical practices and schools. HPSO insures over a million such professionals and have since 1991.  Like NSO (Nursing Service Organization), HPSO is registered trade name of Affinity Insurance Services. Their parent company is Aon Corporation. They […]

Securian Financial was known as Minnesota Life insurance, up until 2018 when they adopted their parent company’s brand. They’re still based in Minnesota, but they serve all fifty states, plus Canada and Puerto Rico. They’ve been around since 1880 and have more than $1.3 trillion in life insurance policies in force. They are the eighth […]

Symetra life insurance has called Bellevue, Washington home for the past 60 years. They offer retirement, benefits, and insurance products in offices located in seventeen cities throughout the U.S. Their parent company is called Sumitomo Life, which is one of the largest life insurance companies in Japan. Taken together, they hold over $300 billion dollars […]

ManhattanLife is one of the oldest life insurance companies in the country—they were founded back in 1850. It was originated to provide protection for widows and orphans affected by cholera. They commissioned the first skyscraper in Manhattan, in 1894. Since then, they’ve provided life, health, and supplemental Medicare insurance for their customers, and they have […]

Accordia Life Insurance is a subsidiary of Global Atlantic Financial Group. Global Atlantic acquired them in 2013. Global Atlantic was founded at Goldman Sachs, the global leading investment bank, but they separated from them and became their own independent company in 2013. This constant merging led to problems with the company, as we’ll explain below.  […]

Primerica offers basic term insurance coverage. They also have a variety of other financial products, sold through third party businesses. Their goal is to get customers to buy term insurance and invest the rest. As such, they offer many investment products for you to choose from. They have been selling term life insurance since 1977 […]

Occidental Life Insurance company has its roots in North Carolina, back in 1906. They are headquartered in Waco, TX. Why is a life insurance company from North Carolina headquartered in TX, you ask? Occidental is part of a larger financial group that consists of American-Amicable Life Insurance Company of Texas, Pioneer American Insurance, American Life […]

NSO stands for Nursing Service Organization. They’ve been around since 1976 and provide professional liability insurance to over 500,000 nurses worldwide. Policies are underwritten by CNA, a much bigger insurance company that focuses on business insurance for manufacturing, construction, manufacturing, technology, financial institutions and healthcare. You may also find information referring to Affinity Insurance Services […]

AXA Equitable became just Equitable in January of 2020. They dropped AXA as a sign they were moving away from their parent company, AXA SA to become an independent U.S. based company. Originally, Henry B. Hyde founded Equitable Life Assurance in 1859. They offered their first variable life insurance policy in 1970 and in 2010 […]

North American Company for Life and Health has over 130 years of experience, and currently has 615,369 insurance policies and annuities in force and assets of over $27 billion. North American is a privately owned company, and as such, it is not subject to short-term profits like many publicly traded companies. This makes them unusual […]

AAA offers two types of universal life insurance policies, LifeTime Universal Life and Accumulator Universal life. Both of these are permanent life insurance policies, meaning they last the rest of your life. If you’re a AAA member you may be able to get a discount, but you don’t have to be a member to apply.  […]

“You’re in good hands with Allstate.” This has been Allstate’s slogan since 1950 when Davis Ellis came up with it. They’ve kept it this long because it’s easily recognizable and because Allstate feels it reflects their values and service. The company itself was founded nineteen years before that, in 1931, as an auto insurer.  It […]

Banner Life is the insurance division of Legal & General Group. Banner Life insures every state except New York—if you live in New York, you can go through William Penn, which is also a division of Legal & General. Legal & General is one of the world’s largest multinational financial services companies, not to mention […]

American National Insurance Company is based in Galveston, TX. They insure all fifty states and they offer all manners of insurance, from life to health, homeowners to classic car insurance. They were founded in 1905 by William Moody Jr. They are an S&P 500 company. At the end of 2019, they had $28.6 billion dollars […]

Freedom Life Insurance was founded in 1956. They’ve been serving customers for over fifty years. They are located in Fort Worth, TX.  Freedom Life insurance is a subsidiary of U.S. Health Group, which is a broker of group health insurance plans.  Freedom Life Insurance is pretty small, capturing only .01% of the market share or […]

Geico life insurance is a bit of a unique position in the life insurance world. You can find life insurance quotes through Geico, but those quotes come from Life Quotes, Inc. At the bottom of the website, it states that the life coverages are written by non-affiliated companies and secured through Geico Insurance Agency. With […]

It’s no secret you have your choice of companies when it comes to choosing life insurance products. One major brand that’s practically a household name is MetLife, offering everything from auto to home to even dental insurance. So, of course, the company also has a host of life insurance products, which we’ll review in our […]

When you go to the website for Lumico Life Insurance, the company has a very intuitive and colorful website, making it look like it’s one of these new online-only insurance companies. But according to the Better Business Bureau (BBB), Lumico has been in business for 35 years. While this is technically young for an insurance […]

Midland National Life Insurance was founded in 1906 as Dakota Mutual Life Insurance Company. They changed their name to Midland National Life Insurance in 1925. The original slogan was “Great Oaks from Little Acorns Grow.” Today, they’re a part of Sammons Financial Group, and they have combined assets of over $73 billion with over $266 […]

SBLI stands for Savings Bank Life Insurance, and they are proud to say that’s all they offer–life insurance. SBLI feels companies that offer a ton of insurance products or toss in credit cards and other financial products tend to lose their way. They originated in 1907 by Louis Brandeis, whose goal was to help everyone […]

Sagicor Life insurance is committed to providing customers with a fully-online experience. You don’t have to buy through life insurance agents, and you can be approved for a policy in twenty minutes. They do have agents, but you don’t have to use them.  Sagicor Life Insurance has been in business since 1954. In 2005, they […]

Aflac is a relative newcomer in the life insurance market, having been founded in 1955. You might think of a duck that squawks “Aflac!” when you think of the company name. The American Pekin duck was incorporated into the advertising campaign on January 1, 2000, and has been a presence ever since, appearing in over […]

Mass Mutual was founded in 1851 and is headquartered in Springfield, MA. As a mutual company, they don’t have shareholders. Instead, Mass Mutual is owned by its policy holders, and some policy holders earn a share of the profits through dividends. They offer a range of term and permanent life insurance as well as disability […]

State Farm is one of the largest insurance companies in the world. They started almost 100 years ago by Illinois farmer G.J. Mercherle. He sold his first auto insurance policy for $11.17. They serve 82.9 million policies today. They are mainly an auto and homeowner insurer, but they have life insurance as well as many […]

Pacific Life started 150 years ago, in 1868. They were founded in Sacramento, CA by two men, Simon Schreiber and Josiah Howell. They saw a need for a life insurance company based on the west coast, and Pacific Life Insurance company was born. They are a mutual company, so there are owned by their customers, […]

“Nationwide in on your side” is probably what comes to mind when you hear the name Nationwide. The company was started in 1925 as a mutual auto insurer. It was originally called the Farm Bureau Mutual Automobile insurance company, as it was started by Farm Bureaus. Nine Farm Bureaus continue to support Nationwide. They gradually […]

Northwestern Mutual has been around for over 162 years. They’ve persevered through depressions, recessions, and two World Wars. In 2017 Fortune named it one of the most Admired Companies in the Insurance: Life and Health category.  As a mutual insurance company, Northwestern answers to its customers. Customers get a share of the profits the company […]

Assurity Life insurance began way back in 1890, near Lincoln, Nebraska as the Modern Woodmen Accident Association. They are a mutual corporation, which means they are owned by their policyholders instead of shareholders. In 2005, Woodmen Accident and Life, Security Mutual, and Lincoln Mutual Life all merged and became Assurity Life Insurance. They hold $2.6 […]

If you are a Costco member and shop at Costco often enough, you’ve undoubtedly seen signs advertising their life insurance. You’ve probably wondered about it. Do they offer the same discounts on life insurance as they do on everything else? Costco offers life insurance underwritten by Protective Life. They claim members save 15% over other […]

Foresters is a fraternal benefit society. Customers must be members of The Independent Order of Foresters, but you can apply as part of the purchase of a life insurance policy. Becoming a member gives you benefits, such as access to academic scholarships, discounted legal services, and financial counseling.  Foresters in based in Toronto, Canada and […]

Ameritas is another big name in the insurance world. According to the company’s about page, it has over 4 million customers. But how do the company’s life insurance products hold up? Below in our Ameritas life insurance review, we’ll look at the life insurance products the company offers and the reputation of the company.    Pros […]

TruStage Life Insurance is underwritten by CMFG life insurance. They’ve been around for a long time: since 1935. They now insure more than 20 million people. They used to offer products only through credit unions, but now they are available to everyone. They offer term, whole, and guaranteed acceptance whole life insurance, as well as […]

Bankers life insurance started in 1879 as the Hotel Men’s Mutual Benefit Association. John D. MacArthur studied mass-marketed household goods and realized the same approach could be applied to life insurance. When the Medicare bill was signed, Bankers Life was one of the first insurers to offer Medicare Supplement insurance. They focus on the retirement […]

Lincoln Heritage Life Insurance is another big name in the life insurance industry. Started in 1963, it also has a long time of building insurance expertise. Lincoln Heritage is a little different from other insurance companies in that it primarily focuses on final expense life insurance. Below we’ll look at its products in more detail […]

Allianz is a life insurance and annuities company that has been around for almost 125 years. When looking for life insurance, it pays to compare your options, so below in our Allianz life insurance review we’ll look at the products it offers and the reputation of the company.  Pros and Cons of Allianz Life Insurance […]

“Liberty, Liberty, Liberty. Liberty.” An amazingly simple yet catchy jingle is the cornerstone of Liberty Mutual’s marketing campaign, and what many people think of when they hear “Liberty Mutual.” They are based in Boston, MA and have been in the insurance industry since 1912. They are the sixth largest global property and casualty insurer based […]

To make sure you’re getting the best life insurance plan for your needs and premiums that fit your budget, it pays to shop around. Another company that offers a host of life insurance products is the financial company Principal. Below in our Principal life insurance review,  We’ll look in-depth at which life insurance products it […]

Penn Mutual was founded more than 170 years ago, back in 1847. They are a mutual company, so that means they are owned by their policy holders—their customers, rather than shareholders. This means your policy may earn dividends. Penn Mutual paid their first dividend in 1849 and  paid $1.4 billion dollars to their policyholders and […]

Guardian Life insurance has been around for over 150 years. They were started by a group of immigrants who banded together to provide insurance for their businesses and families. The first policy was issued to a cigar merchant in July of 1860.  Guardian Life Insurance is a mutual company, which means they answer to their […]

When looking for life insurance, it pays to shop around. One well-known company that offers life insurance is Mutual of Omaha. In business since 1909, Mutual of Omaha offers several types of life insurance. Below in our Mutual of Omaha life insurance review, we’ll look at those products in more detail and the reputation of […]

When you think of Colonial Penn Life Insurance, you probably think of Alex Trebek. Colonial Penn was founded over sixty years ago, by one of the cofounders of AARP. It was one of the first life insurance companies to offer Guaranteed Acceptance life insurance policies. They market these policies to people over the age of […]

John Hancock is a major insurance company that has been in business for 158 years, according to the Better Business Bureau. As such, it has a host of individual life insurance products. Below in our John Hancock life insurance review, we’ll look at those products in more detail, as well as the reputation of the […]

If you have children, you’ve probably heard of Gerber Life Insurance. Their “Grow-up” plan is targeted to families with infants and small children. The odds are they mailed you information soon after your child was born.  But did you know they have other life insurance products as well? They have a full array of insurance […]

Prudential Life insurance offers customers to “get a piece of the Rock.” They are ranked 1st in the Life and Health Insurance category on Fortune’s list of the most admired companies for 2020. They are the largest life insurer in the United States, with over $4 trillion dollars of gross life insurance worldwide. They’ve been […]

New York Life insurance is a mutual insurance company. That means that they are accountable to their customers, rather than stockholders or board of directors. They’ve been around for 175 years. They claim that no U.S. Life insurer has a higher financial strength rating than they do. They expect to pay $1.9 billion dollars out […]

Transamerica is a major name in financial services, offering everything from employee benefits to insurance. The company offers a comprehensive amount of life insurance products to choose from. Below we’ll look into those products in more detail, as well as the reputation of the company, in our Transamerica life insurance review.   Pros and Cons Life Insurance […]

If you’re a member of the AARP, or the American Association of Retired Persons, you know that there are many benefits to membership. One of them is life insurance. AARP pairs with New York Life to offer group life insurance, both term and permanent coverage.  The name AARP is somewhat misleading, as members do not […]

AIG is another big name in the insurance world. But are the company’s life insurance products right for you? Below in our AIG life insurance review, we’ll look at the products AIG offers, the company’s reputation and how the digital experience compares. Pros and Cons Life Insurance Products Offered by AIG: 95/100 Financial Strength Rating […]

Lincoln Financial Life is part of Lincoln Financial Group, “solutions that empower people to take charge of their financial lives.” They were started in 1905 by a group of businessmen from Fort Wayne, IN. They asked permission from Robert Todd Lincoln to use Abraham Lincoln’s likeness, and he agreed. Abraham Lincoln still serves as the […]

You have many different companies to choose from if you’re looking for life insurance. One you may not have heard of is Globe Life, which isn’t exactly a household name on the same level as Nationwide or Northwestern Mutual. Below we’ll take a full look at this company in our Globe Life insurance review to […]

Protective Life insurance was founded in 1907, in Birmingham, Alabama. They offer term and permanent life insurance products. They insure all fifty states, and in 2018 they paid out 3.4 billion dollars in claims.  Pros and Cons Life Insurance Products Offered: 80/100 Financial Strength Rating: 90/100 Customer Satisfaction Rating:  70/100 Consumer Complaints Rating:  90/100 Digital […]