Small Business Insurance:
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GET STARTEDWhy do small businesses need insurance?
Think about it: Could you pay out-of-pocket for medical care if a client, customer, or employee is injured in your workplace? How about if you or someone who works for you damages a client's property? What if you were sued over a mistake you make on the job? If you answered NO to any of these, then you need business insurance.
process
How does it work?
Provide a few details
No need for a long form application or hours on the phone. Most of our customers just take less than 10 minutes.
Get your quotes
In most cases, your quotes will be available immediately. It sometimes can take a bit longer, still less than 24 hours.
Buy online
When your quote is final, you can buy online and sign your policy electronically.
Insured instantly
Your policy will take effect immediately to provide you with instant coverage so that you can get back to your life.
Industries
Industries that we serve
Restaurant & Bar
Restaurant insurance protects your restaurant or other food service business if its physical location is damaged by something like a fire or weather events that are covered.
learn moreHandyman
Handyman insurance covers individuals and businesses for damages to client property that are a result of providing handyman services.
learn morecategory
Business insurance coverages
Workers' Comp Insurance
Pays for medical costs, long term care, disability benefit, death benefit, and lost wages that result from a workplace related injury or illness.
get your quoteProfessional Liability / E&O / Malpractice Insurance
Covers lawsuits and settlements related to mistakes you or your employees make while doing business.
get your quoteBOP Insurance
Provides the basic insurance coverage most businesses need. Usually combines general liability, commercial property, and business interruption coverages.
get your quoteGeneral Liability Insurance
Cover small businesses if they ever get sued by a third party for property damages, bodily injuries, or advertising injuries, and more
get your quoteCommercial Property Insurance
Pays to repair your business property if it's damaged by things like a fire or weather event. It also covers burglaries.
get your quoteDirectors & Officers (D&O) Insurance
Covers your business if directors or officers are sued because of the business decisions they make.
get your quoteCommercial Auto Insurance
Pays injury and repair costs if you or an employee has a car accident while driving for business.
get your quoteBusiness Interruption Insurance
Replaces lost income if your business is unable to open due to a reason covered by your insurance.
get your quoteCyber Insurance
Helps pay costs related to data breaches and cyber crimes against your business.
get your quoteHow
How much does small businesses insurance cost?
The cost of small business insurance depends on several factors: the size of the business, both annual revenue and number of employees, the coverages, the business location, etc.
On average, small businesses pay $2,828 a year or $236 a month for all business insurance coverages that they need.
Learn more about the cost of business insurance for different coverages?
why
Why buy business insurance from BravoPolicy?
- You’ll probably pay less for your business insurance with BravoPolicy. Our customers save 20% on average.
- We can get your small business covered in about 10-15 minutes.
- You can manage all of your business insurance needs through our online portal. No paperwork needed. No need to wait on the phone for hours to speak to customer service.
faqs
Small business insurance FAQs
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